Chevrolet HHR SS Insurance Rates

Estimated auto insurance rates for a Chevrolet HHR SS are $1,570 annually with full coverage. Comprehensive costs on average $382, collision insurance costs $666, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $3,382. Teenage drivers pay the most at up to $5,650 a year.

Annual premium for full coverage: $1,570

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet HHR Trim Level

Insurance Price Range by Location

Your location can make a big difference on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than densely populated cities. The price range example below illustrates how location impacts car insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance rates for a Chevrolet HHR SS also have a wide range based on the replacement cost of your HHR, your driving record, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $5,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,800 to $2,500 extra annually, depending on your age. High-risk driver insurance can cost from 44% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $700 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Chevrolet HHR SS insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to find out exactly what you will pay is to compare prices from multiple companies. Every company uses a different method to calculate prices, so the rates will be substantially different between companies.

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The chart above shows Chevrolet HHR SS insurance prices for various situations. The cheapest discount price is $894. Drivers who use higher $1,000 deductibles will pay about $1,332. The average price for a 40-year-old male driver using $500 deductibles is $1,570. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $2,032. Drivers with multiple violations and accidents could be charged up to $3,382. The price for full coverage insurance for a teen driver is $5,650.

View Chart as Image