Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

The average auto insurance rates for a Chevrolet Silverado LTZ Extended Cab 4WD are $1,466 annually including full coverage. Comprehensive insurance costs around $340, collision insurance costs $604, and liability costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs $3,160 or more. Teen drivers cost the most to insure at up to $5,340 a year.

Annual premium for full coverage: $1,466

Policy rates for type of insurance:

Comprehensive $340
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For the normal driver, Chevrolet Silverado LTZ Extended Cab 4WD insurance rates range from as cheap as $430 for the bare minimum liability coverage to a much higher rate of $3,160 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,466
High Risk $3,160

These price differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Chevrolet Silverado LTZ Extended Cab 4WD Insurance

Searching Companies

Insurance rates for a Chevrolet Silverado LTZ Extended Cab 4WD also range considerably based on the model year, your driving characteristics, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance can cost from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $630 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Silverado LTZ Extended Cab 4WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to figure out your exact price is to compare prices from multiple companies. Every company uses a different rate calculation, so the rates will be varied between companies.

View Chart as Image

Chevrolet Silverado LTZ Extended Cab 4WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LTZ Extended Cab 4WD insurance prices range from $841 to $5,340 for full coverage

The chart above shows average Chevrolet Silverado LTZ Extended Cab 4WD insurance prices for various situations. The cheapest discount price is $841. Drivers who choose higher $1,000 deductibles will pay about $1,250. The average price for a driver age 40 with no violations using $500 deductibles is $1,466. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,880. High risk drivers could be charged around $3,160. The price for full coverage for a 16-year-old driver is $5,340.

Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,326 -$140 -9.5%
Alaska $1,124 -$342 -23.3%
Arizona $1,216 -$250 -17.1%
Arkansas $1,466 -$0 0.0%
California $1,670 $204 13.9%
Colorado $1,402 -$64 -4.4%
Connecticut $1,508 $42 2.9%
Delaware $1,660 $194 13.2%
Florida $1,834 $368 25.1%
Georgia $1,354 -$112 -7.6%
Hawaii $1,054 -$412 -28.1%
Idaho $990 -$476 -32.5%
Illinois $1,092 -$374 -25.5%
Indiana $1,102 -$364 -24.8%
Iowa $990 -$476 -32.5%
Kansas $1,394 -$72 -4.9%
Kentucky $1,998 $532 36.3%
Louisiana $2,170 $704 48.0%
Maine $904 -$562 -38.3%
Maryland $1,208 -$258 -17.6%
Massachusetts $1,172 -$294 -20.1%
Michigan $2,548 $1,082 73.8%
Minnesota $1,226 -$240 -16.4%
Mississippi $1,756 $290 19.8%
Missouri $1,300 -$166 -11.3%
Montana $1,574 $108 7.4%
Nebraska $1,156 -$310 -21.1%
Nevada $1,758 $292 19.9%
New Hampshire $1,056 -$410 -28.0%
New Jersey $1,638 $172 11.7%
New Mexico $1,298 -$168 -11.5%
New York $1,544 $78 5.3%
North Carolina $846 -$620 -42.3%
North Dakota $1,200 -$266 -18.1%
Ohio $1,010 -$456 -31.1%
Oklahoma $1,506 $40 2.7%
Oregon $1,342 -$124 -8.5%
Pennsylvania $1,398 -$68 -4.6%
Rhode Island $1,954 $488 33.3%
South Carolina $1,328 -$138 -9.4%
South Dakota $1,236 -$230 -15.7%
Tennessee $1,284 -$182 -12.4%
Texas $1,766 $300 20.5%
Utah $1,086 -$380 -25.9%
Vermont $1,002 -$464 -31.7%
Virginia $878 -$588 -40.1%
Washington $1,132 -$334 -22.8%
West Virginia $1,344 -$122 -8.3%
Wisconsin $1,016 -$450 -30.7%
Wyoming $1,308 -$158 -10.8%

View Chart as Image

Chevrolet Silverado LTZ Extended Cab 4WD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,340
20 $3,372
30 $1,536
40 $1,466
50 $1,336
60 $1,310

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,880
$250 $1,688
$500 $1,466
$1,000 $1,250

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,466
50/100 $1,539
100/300 $1,630
250/500 $1,866
100 CSL $1,575
300 CSL $1,775
500 CSL $1,921

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,634
20 $5,354
30 $3,240
40 $3,160
50 $3,014
60 $2,984

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $203

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $111
5-yr Claim Free $94
Paid in Full/EFT $69
Advance Quote $73
Online Quote $105
Total Discounts $625
Rate after discounts $841

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption