Chevrolet Sonic LS Sedan Insurance Rates

Estimated insurance rates for a Chevrolet Sonic LS Sedan are $1,256 a year with full coverage. Comprehensive insurance costs around $258, collision insurance costs $476, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,712 or more. 16-year-old drivers pay the most at up to $4,718 a year.

Annual premium for full coverage: $1,256

Premium estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Sonic Trim Level

These rate differences demonstrate why everyone should compare rates for a specific zip code, rather than using rate averages.

Use the form below to get rates for your location.

Insurance rates for a Chevrolet Sonic LS Sedan also have a wide range based on the replacement cost of your Sonic, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,500 to $2,000 extra annually, depending on your age. Chevrolet Sonic LS Sedan insurance for high-risk drivers can cost around 42% to 133% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Sonic LS Sedan insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or at least $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Opting for high physical damage deductibles could save up to $490 a year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to find out your exact price is to regularly compare prices and see how they stack up. Every company utilizes a different rate formula, so the rates will be substantially different.

View Chart as Image

The chart above shows Chevrolet Sonic LS Sedan insurance prices for various risks and coverage choices. The cheapest price with discounts is $730. Drivers choosing higher $1,000 deductibles will pay $1,090. The average price for a driver age 40 with no violations using $500 deductibles is $1,256. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,580. If you have multiple accidents and violations you could be charged up to $2,712. The rate for full coverage for a 16-year-old driver is $4,718.

View Chart as Image