Chevrolet Sonic RS Insurance Rates

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Estimated auto insurance rates for a Chevrolet Sonic RS are $1,574 annually for full coverage insurance. Comprehensive insurance costs around $354 a year, collision insurance costs $698, and liability costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs $3,416 or more. Teens pay the most at up to $5,730 a year.

Annual premium for full coverage: $1,574

Premium estimates for individual coverage type:

Comprehensive $354
Collision $698
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Sonic Trim Level

For the average driver, insurance rates for a Chevrolet Sonic RS range from as cheap as $430 for your basic liability-only policy to a high of $3,416 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,574
High Risk $3,416

These rate differences illustrate why it is important for drivers to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get rates for your location.

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Insurance prices for a Chevrolet Sonic RS also have a wide range based on the replacement cost of your Sonic, your risk profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $5,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,900 to $2,500 additional annually, depending on your age. A high-risk auto insurance policy can be from 44% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $710 annually, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Chevrolet Sonic RS insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or have to pay at least $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to figure out your exact price is to get quotes from multiple companies. Each insurance company calculates prices differently, and rates will be substantially different between companies.

View Chart as Image

Chevrolet Sonic RS insurance cost comparison chart
Column chart showing Chevrolet Sonic RS insurance prices range from $889 to $5,730 for full coverage

The chart estimates Chevrolet Sonic RS insurance prices for various situations. The cheapest discount price is $889. Insureds who use higher $1,000 deductibles will pay about $1,336. The average price for a driver age 40 with no violations using $500 deductibles is $1,574. Choosing low $100 deductibles for physical damage coverage could cost up to $2,042. Drivers considered high risk could be charged up to $3,416. The cost for full coverage for a 16-year-old driver can be as high as $5,730.

Chevrolet Sonic RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,422 -$152 -9.7%
Alaska $1,208 -$366 -23.3%
Arizona $1,308 -$266 -16.9%
Arkansas $1,574 -$0 0.0%
California $1,794 $220 14.0%
Colorado $1,504 -$70 -4.4%
Connecticut $1,620 $46 2.9%
Delaware $1,782 $208 13.2%
Florida $1,968 $394 25.0%
Georgia $1,454 -$120 -7.6%
Hawaii $1,132 -$442 -28.1%
Idaho $1,064 -$510 -32.4%
Illinois $1,172 -$402 -25.5%
Indiana $1,186 -$388 -24.7%
Iowa $1,064 -$510 -32.4%
Kansas $1,496 -$78 -5.0%
Kentucky $2,148 $574 36.5%
Louisiana $2,330 $756 48.0%
Maine $970 -$604 -38.4%
Maryland $1,298 -$276 -17.5%
Massachusetts $1,260 -$314 -19.9%
Michigan $2,736 $1,162 73.8%
Minnesota $1,316 -$258 -16.4%
Mississippi $1,886 $312 19.8%
Missouri $1,396 -$178 -11.3%
Montana $1,690 $116 7.4%
Nebraska $1,242 -$332 -21.1%
Nevada $1,888 $314 19.9%
New Hampshire $1,136 -$438 -27.8%
New Jersey $1,760 $186 11.8%
New Mexico $1,394 -$180 -11.4%
New York $1,658 $84 5.3%
North Carolina $908 -$666 -42.3%
North Dakota $1,290 -$284 -18.0%
Ohio $1,086 -$488 -31.0%
Oklahoma $1,618 $44 2.8%
Oregon $1,442 -$132 -8.4%
Pennsylvania $1,502 -$72 -4.6%
Rhode Island $2,098 $524 33.3%
South Carolina $1,426 -$148 -9.4%
South Dakota $1,330 -$244 -15.5%
Tennessee $1,378 -$196 -12.5%
Texas $1,896 $322 20.5%
Utah $1,166 -$408 -25.9%
Vermont $1,078 -$496 -31.5%
Virginia $942 -$632 -40.2%
Washington $1,216 -$358 -22.7%
West Virginia $1,442 -$132 -8.4%
Wisconsin $1,092 -$482 -30.6%
Wyoming $1,404 -$170 -10.8%

View Chart as Image

Chevrolet Sonic RS insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Sonic RS Insurance Rates by Driver Age
Driver Age Premium
16 $5,730
20 $3,652
30 $1,654
40 $1,574
50 $1,436
60 $1,410

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Sonic RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,042
$250 $1,824
$500 $1,574
$1,000 $1,336

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Sonic RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,574
50/100 $1,647
100/300 $1,738
250/500 $1,974
100 CSL $1,683
300 CSL $1,883
500 CSL $2,029

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Sonic RS Insurance Rates for High Risk Drivers
Age Premium
16 $8,212
20 $5,808
30 $3,506
40 $3,416
50 $3,260
60 $3,230

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $82
Homeowner $21
5-yr Accident Free $123
5-yr Claim Free $103
Paid in Full/EFT $77
Advance Quote $81
Online Quote $113
Total Discounts $685
Rate after discounts $889

Discounts are estimated and may not be available from every company or in every state.

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