Chrysler 300 S V6 4-Dr Sedan Insurance Rates

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The average insurance rates for a Chrysler 300 S V6 4-Dr Sedan are $1,510 a year with full coverage. Comprehensive costs on average $354, collision insurance costs $634, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $3,260. Teen drivers cost the most to insure at up to $5,482 a year.

Annual premium for full coverage: $1,510

Policy rates by type of coverage:

Comprehensive $354
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chrysler 300 Trim Level

For the average driver, Chrysler 300 S V6 4-Dr Sedan insurance rates range from as low as $430 for your basic liability-only policy to the much higher price of $3,260 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,510
High Risk $3,260

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than larger metro areas. The example below illustrates how location impacts car insurance rates.

Rural Areas $1,133
Small Cities $1,586
Large Cities $2,039

These price differences demonstrate why everyone should compare prices based on a specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

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Insurance rates for a Chrysler 300 S V6 4-Dr Sedan also range considerably based on your risk profile, the actual cash value of your 300, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay upwards of $5,400 a year. View Rates by Age

Your home state has a huge impact on Chrysler 300 S V6 4-Dr Sedan insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $660 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,400 extra every year, depending on your age. Chrysler 300 S V6 4-Dr Sedan insurance for high-risk drivers can be around 44% to 133% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

View Chart as Image

Chrysler 300 S V6 4-Dr Sedan insurance cost comparison chart
Column chart showing Chrysler 300 S V6 4-Dr Sedan insurance prices range from $862 to $5,482 for full coverage

The chart above shows Chrysler 300 S V6 4-Dr Sedan insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $862. Drivers who choose higher $1,000 deductibles will pay around $1,288. The average rate for a 40-year-old male driver using $500 deductibles is $1,510. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,948. High risk drivers could be charged around $3,260. The rate for full coverage insurance for a teen driver can be as high as $5,482.

Chrysler 300 S V6 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,366 -$144 -9.5%
Alaska $1,158 -$352 -23.3%
Arizona $1,254 -$256 -17.0%
Arkansas $1,510 -$0 0.0%
California $1,722 $212 14.0%
Colorado $1,444 -$66 -4.4%
Connecticut $1,554 $44 2.9%
Delaware $1,710 $200 13.2%
Florida $1,890 $380 25.2%
Georgia $1,396 -$114 -7.5%
Hawaii $1,086 -$424 -28.1%
Idaho $1,022 -$488 -32.3%
Illinois $1,126 -$384 -25.4%
Indiana $1,138 -$372 -24.6%
Iowa $1,020 -$490 -32.5%
Kansas $1,436 -$74 -4.9%
Kentucky $2,062 $552 36.6%
Louisiana $2,236 $726 48.1%
Maine $932 -$578 -38.3%
Maryland $1,246 -$264 -17.5%
Massachusetts $1,210 -$300 -19.9%
Michigan $2,626 $1,116 73.9%
Minnesota $1,264 -$246 -16.3%
Mississippi $1,810 $300 19.9%
Missouri $1,340 -$170 -11.3%
Montana $1,622 $112 7.4%
Nebraska $1,192 -$318 -21.1%
Nevada $1,812 $302 20.0%
New Hampshire $1,090 -$420 -27.8%
New Jersey $1,690 $180 11.9%
New Mexico $1,338 -$172 -11.4%
New York $1,592 $82 5.4%
North Carolina $872 -$638 -42.3%
North Dakota $1,238 -$272 -18.0%
Ohio $1,042 -$468 -31.0%
Oklahoma $1,554 $44 2.9%
Oregon $1,384 -$126 -8.3%
Pennsylvania $1,442 -$68 -4.5%
Rhode Island $2,014 $504 33.4%
South Carolina $1,368 -$142 -9.4%
South Dakota $1,276 -$234 -15.5%
Tennessee $1,324 -$186 -12.3%
Texas $1,820 $310 20.5%
Utah $1,120 -$390 -25.8%
Vermont $1,034 -$476 -31.5%
Virginia $904 -$606 -40.1%
Washington $1,168 -$342 -22.6%
West Virginia $1,384 -$126 -8.3%
Wisconsin $1,048 -$462 -30.6%
Wyoming $1,348 -$162 -10.7%

View Chart as Image

Chrysler 300 S V6 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Chrysler 300 S V6 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,482
20 $3,478
30 $1,586
40 $1,510
50 $1,376
60 $1,350

Full coverage, $500 deductibles

Rates by Deductible

Chrysler 300 S V6 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,948
$250 $1,746
$500 $1,510
$1,000 $1,288

Full coverage, driver age 40

Rates by Liability Limit

Chrysler 300 S V6 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,510
50/100 $1,583
100/300 $1,674
250/500 $1,910
100 CSL $1,619
300 CSL $1,819
500 CSL $1,965

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler 300 S V6 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,846
20 $5,524
30 $3,344
40 $3,260
50 $3,110
60 $3,080

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $115
5-yr Claim Free $98
Paid in Full/EFT $72
Advance Quote $76
Online Quote $108
Total Discounts $648
Rate after discounts $862

Discounts are estimated and may not be available from every company or in every state.

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