Chrysler 300 S V8 4-Dr Sedan Insurance Rates

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U.S. average insurance rates for a Chrysler 300 S V8 4-Dr Sedan are $1,602 a year including full coverage. Comprehensive insurance costs an estimated $382 each year, collision insurance costs $698, and liability insurance costs around $364. Just liability insurance costs as low as $430 a year, and coverage for high-risk drivers costs $3,460 or more. Teen drivers pay the highest rates at up to $5,774 a year.

Annual premium for full coverage: $1,602

Price estimates broken down by individual coverage:

Comprehensive $382
Collision $698
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chrysler 300 Trim Level

For an average driver, Chrysler 300 S V8 4-Dr Sedan insurance prices range from as low as $430 for the bare minimum liability coverage to a high rate of $3,460 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,602
High Risk $3,460

These price ranges highlight why all drivers should compare prices for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

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Insurance rates for a Chrysler 300 S V8 4-Dr Sedan are also quite variable based on your driving record, the replacement cost of your 300, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,500 a year for full coverage. Rates are highest for teenage drivers, where even good drivers can expect to pay at least $5,700 a year. View Rates by Age

The state you live in has a huge impact on Chrysler 300 S V8 4-Dr Sedan insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $730 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,900 to $2,500 extra each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 133% more than average. View High Risk Driver Rates

Since rates can be so different, the best way to figure out who has the best auto insurance rates is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, so the rates may be quite different from one company to the next.

View Chart as Image

Chrysler 300 S V8 4-Dr Sedan insurance cost comparison chart
Column chart showing Chrysler 300 S V8 4-Dr Sedan insurance prices range from $907 to $5,774 for full coverage

The chart above shows average Chrysler 300 S V8 4-Dr Sedan insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $907. Drivers who choose higher $1,000 deductibles will pay around $1,356. The average rate for a driver around age 40 using $500 deductibles is $1,602. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $2,080. High risk drivers could be charged at least $3,460. The policy rate for full coverage for a teenage driver can be as high as $5,774.

Chrysler 300 S V8 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,448 -$154 -9.6%
Alaska $1,228 -$374 -23.3%
Arizona $1,332 -$270 -16.9%
Arkansas $1,602 -$0 0.0%
California $1,826 $224 14.0%
Colorado $1,530 -$72 -4.5%
Connecticut $1,648 $46 2.9%
Delaware $1,814 $212 13.2%
Florida $2,004 $402 25.1%
Georgia $1,480 -$122 -7.6%
Hawaii $1,152 -$450 -28.1%
Idaho $1,082 -$520 -32.5%
Illinois $1,192 -$410 -25.6%
Indiana $1,206 -$396 -24.7%
Iowa $1,082 -$520 -32.5%
Kansas $1,522 -$80 -5.0%
Kentucky $2,186 $584 36.5%
Louisiana $2,372 $770 48.1%
Maine $988 -$614 -38.3%
Maryland $1,322 -$280 -17.5%
Massachusetts $1,282 -$320 -20.0%
Michigan $2,784 $1,182 73.8%
Minnesota $1,340 -$262 -16.4%
Mississippi $1,920 $318 19.9%
Missouri $1,422 -$180 -11.2%
Montana $1,720 $118 7.4%
Nebraska $1,264 -$338 -21.1%
Nevada $1,922 $320 20.0%
New Hampshire $1,156 -$446 -27.8%
New Jersey $1,792 $190 11.9%
New Mexico $1,418 -$184 -11.5%
New York $1,686 $84 5.2%
North Carolina $924 -$678 -42.3%
North Dakota $1,312 -$290 -18.1%
Ohio $1,106 -$496 -31.0%
Oklahoma $1,646 $44 2.7%
Oregon $1,468 -$134 -8.4%
Pennsylvania $1,528 -$74 -4.6%
Rhode Island $2,136 $534 33.3%
South Carolina $1,452 -$150 -9.4%
South Dakota $1,352 -$250 -15.6%
Tennessee $1,402 -$200 -12.5%
Texas $1,930 $328 20.5%
Utah $1,186 -$416 -26.0%
Vermont $1,098 -$504 -31.5%
Virginia $960 -$642 -40.1%
Washington $1,238 -$364 -22.7%
West Virginia $1,468 -$134 -8.4%
Wisconsin $1,110 -$492 -30.7%
Wyoming $1,428 -$174 -10.9%

View Chart as Image

Chrysler 300 S V8 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Chrysler 300 S V8 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,774
20 $3,690
30 $1,684
40 $1,602
50 $1,460
60 $1,432

Full coverage, $500 deductibles

Rates by Deductible

Chrysler 300 S V8 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,080
$250 $1,858
$500 $1,602
$1,000 $1,356

Full coverage, driver age 40

Rates by Liability Limit

Chrysler 300 S V8 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,602
50/100 $1,675
100/300 $1,766
250/500 $2,002
100 CSL $1,711
300 CSL $1,911
500 CSL $2,057

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler 300 S V8 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $8,274
20 $5,866
30 $3,554
40 $3,460
50 $3,300
60 $3,270

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $224

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $124
5-yr Claim Free $104
Paid in Full/EFT $78
Advance Quote $82
Online Quote $116
Total Discounts $695
Rate after discounts $907

Discounts are estimated and may not be available from every company or in every state.

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