Dodge Caliber Heat Insurance Rates

Estimated insurance prices for a Dodge Caliber Heat are $1,256 every 12 months for full coverage insurance. Comprehensive costs around $258, collision costs $476, and liability coverage costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $2,712. Teenage drivers pay the most at $4,718 a year or more.

Annual premium for full coverage: $1,256

Premium estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Caliber Trim Level

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than densely populated cities.

The example below illustrates how where you live affects auto insurance rates.

These rate differences illustrate why everyone should compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Insurance rates for a Dodge Caliber Heat also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the actual cash value of your Caliber.

Using high physical damage deductibles could cut rates by as much as $490 a year, whereas buying more liability protection will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,500 to $2,000 extra annually, depending on your age. Dodge Caliber Heat insurance for high-risk drivers can be around 42% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Dodge Caliber Heat insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to figure out your exact price is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates will be substantially different.

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The chart estimates Dodge Caliber Heat insurance rates for different coverage choices and risks. The cheapest rate with discounts is $730. Drivers who use higher $1,000 deductibles will pay $1,090. The average rate for a driver age 40 with no violations using $500 deductibles is $1,256. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,580. Drivers with multiple violations and accidents could be charged up to $2,712. The rate for full coverage insurance for a 16-year-old driver can be as high as $4,718.

View Chart as Image