Dodge Challenger SRT-8 Insurance Rates

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The average insurance rates for a Dodge Challenger SRT-8 are $1,850 a year for full coverage. Comprehensive insurance costs approximately $466 a year, collision costs $794, and liability costs around $410. Liability-only insurance costs as low as $486 a year, with high-risk driver insurance costing $3,976 or more. Teen drivers cost the most to insure at $6,590 a year or more.

Annual premium for full coverage: $1,850

Policy rates by individual coverage type:

Comprehensive $466
Collision $794
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Challenger Trim Level

For a driver around age 40, Dodge Challenger SRT-8 insurance rates go from the low end price of $486 for just the minimum liability insurance to a high of $3,976 for a high-risk insurance policy.

Liability Only $486
Full Coverage $1,850
High Risk $3,976

These price differences show why it is important for drivers to compare prices using their specific location, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Auto insurance rates for a Dodge Challenger SRT-8 also range considerably based on the model year of your Challenger, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $2,200 to $2,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 44% to 133% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $6,500 a year. View Rates by Age

Your home state has a huge impact on Dodge Challenger SRT-8 insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $840 annually, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $369 extra every year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to know which insurance company is cheapest is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be varied.

View Chart as Image

Dodge Challenger SRT-8 insurance cost comparison chart
Column chart showing Dodge Challenger SRT-8 insurance prices range from $1,053 to $6,590 for full coverage

Chart shows Dodge Challenger SRT-8 insurance prices for different risks and coverage choices. The cheapest discount price is $1,053. Drivers who choose higher $1,000 deductibles will pay $1,562. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,850. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $2,402. High risk drivers could be charged around $3,976. The cost for full coverage for a teenager can be as high as $6,590.

Dodge Challenger SRT-8 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,670 -$180 -9.7%
Alaska $1,416 -$434 -23.5%
Arizona $1,534 -$316 -17.1%
Arkansas $1,850 -$0 0.0%
California $2,106 $256 13.8%
Colorado $1,764 -$86 -4.6%
Connecticut $1,898 $48 2.6%
Delaware $2,092 $242 13.1%
Florida $2,314 $464 25.1%
Georgia $1,708 -$142 -7.7%
Hawaii $1,326 -$524 -28.3%
Idaho $1,254 -$596 -32.2%
Illinois $1,378 -$472 -25.5%
Indiana $1,396 -$454 -24.5%
Iowa $1,248 -$602 -32.5%
Kansas $1,756 -$94 -5.1%
Kentucky $2,522 $672 36.3%
Louisiana $2,738 $888 48.0%
Maine $1,144 -$706 -38.2%
Maryland $1,524 -$326 -17.6%
Massachusetts $1,476 -$374 -20.2%
Michigan $3,210 $1,360 73.5%
Minnesota $1,548 -$302 -16.3%
Mississippi $2,216 $366 19.8%
Missouri $1,640 -$210 -11.4%
Montana $1,986 $136 7.4%
Nebraska $1,456 -$394 -21.3%
Nevada $2,216 $366 19.8%
New Hampshire $1,334 -$516 -27.9%
New Jersey $2,068 $218 11.8%
New Mexico $1,636 -$214 -11.6%
New York $1,946 $96 5.2%
North Carolina $1,064 -$786 -42.5%
North Dakota $1,516 -$334 -18.1%
Ohio $1,278 -$572 -30.9%
Oklahoma $1,898 $48 2.6%
Oregon $1,692 -$158 -8.5%
Pennsylvania $1,762 -$88 -4.8%
Rhode Island $2,466 $616 33.3%
South Carolina $1,676 -$174 -9.4%
South Dakota $1,560 -$290 -15.7%
Tennessee $1,618 -$232 -12.5%
Texas $2,226 $376 20.3%
Utah $1,366 -$484 -26.2%
Vermont $1,264 -$586 -31.7%
Virginia $1,108 -$742 -40.1%
Washington $1,428 -$422 -22.8%
West Virginia $1,694 -$156 -8.4%
Wisconsin $1,278 -$572 -30.9%
Wyoming $1,646 -$204 -11.0%

View Chart as Image

Dodge Challenger SRT-8 insurance rates by U.S. city

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Rates by Driver Age

Dodge Challenger SRT-8 Insurance Rates by Driver Age
Driver Age Premium
16 $6,590
20 $4,228
30 $1,946
40 $1,850
50 $1,682
60 $1,648

Full coverage, $500 deductibles

Rates by Deductible

Dodge Challenger SRT-8 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,402
$250 $2,146
$500 $1,850
$1,000 $1,562

Full coverage, driver age 40

Rates by Liability Limit

Dodge Challenger SRT-8 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,850
50/100 $1,932
100/300 $2,035
250/500 $2,301
100 CSL $1,973
300 CSL $2,199
500 CSL $2,363

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Challenger SRT-8 Insurance Rates for High Risk Drivers
Age Premium
16 $9,450
20 $6,714
30 $4,086
40 $3,976
50 $3,786
60 $3,752

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $255

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $100
Multi-vehicle $93
Homeowner $25
5-yr Accident Free $142
5-yr Claim Free $120
Paid in Full/EFT $90
Advance Quote $93
Online Quote $134
Total Discounts $797
Rate after discounts $1,053

Discounts are estimated and may not be available from every company or in every state.

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