Dodge Charger R/T AWD Insurance Rates
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Estimated insurance rates for a Dodge Charger R/T AWD are $1,762 a year including full coverage. Comprehensive costs on average $410, collision insurance costs $698, and liability costs around $454. Liability-only coverage costs as low as $538 a year, and high-risk coverage costs around $3,786. Teenage drivers pay the most at up to $6,432 a year.
Annual premium for full coverage: $1,762
Premium estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Dodge Charger Trim Level
For the average 40-year-old driver, insurance rates for a Dodge Charger R/T AWD range from the low end price of $538 for just the minimum liability insurance to a much higher rate of $3,786 for coverage for higher-risk drivers.
Insurance Price Range by Location
Where you live can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference location can make on car insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare prices based on a specific location, instead of making a decision based on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Dodge Charger R/T AWD Insurance
Insurance rates for a Dodge Charger R/T AWD also have a wide range based on the model year, your driving record and age, and policy deductibles and limits.
If you have a few violations or you caused an accident, you are likely paying at a minimum $2,000 to $2,800 extra annually, depending on your age. High-risk driver insurance can be from 44% to 127% more than a normal policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $6,400 a year. View Rates by Age
Where you choose to live has a huge impact on Dodge Charger R/T AWD insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut prices by as much as $740 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $408 more per year. View Rates by Deductible or Liability Limit
With such a large range of prices, the best way to figure out exactly what you will pay is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so the rates will be substantially different.
The chart above shows average Dodge Charger R/T AWD insurance prices for various risks and coverage choices. The cheapest discount price is $1,017. Drivers who use higher $1,000 deductibles will pay $1,510. The average price for a 40-year-old male driver using $500 deductibles is $1,762. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,250. Drivers with multiple violations and accidents could be charged up to $3,786. The price for full coverage insurance for a teen driver can be as high as $6,432.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$130|
|5-yr Claim Free||$113|
|Paid in Full/EFT||$82|
Discounts are estimated and may not be available from every company or in every state.
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