Dodge Dakota Laramie Crew Cab 2WD Insurance Rates

U.S. average insurance rates for a Dodge Dakota Laramie Crew Cab 2WD are $1,614 a year for full coverage insurance. Comprehensive insurance costs an estimated $326 a year, collision costs $634, and liability costs around $454. Liability-only coverage costs as low as $538 a year, with high-risk coverage costing $3,494 or more. Teenage drivers pay the highest rates at $6,056 a year or more.

Annual premium for full coverage: $1,614

Price estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Dakota Trim Level

These price ranges illustrate why it is important for drivers to compare prices for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Dodge Dakota Laramie Crew Cab 2WD are also quite variable based on your driving record, the model year, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as low as $1,500 a year for full coverage. Rates are much higher for teenage drivers, where even good drivers will have to pay at least $6,000 a year. View Rates by Age

The state you live in has a huge impact on Dodge Dakota Laramie Crew Cab 2WD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $650 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase rates by as much as $408 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,900 to $2,600 in extra premium each year, depending on your age. A high-risk auto insurance policy can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the only way to figure out who has the best car insurance rates is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates may be quite different from one company to the next.

View Chart as Image

The chart estimates Dodge Dakota Laramie Crew Cab 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $933. Drivers who use higher $1,000 deductibles will pay around $1,398. The average rate for a driver around age 40 using $500 deductibles is $1,614. Choosing low $100 deductibles for physical damage coverage could cost up to $2,042. Drivers with multiple violations and accidents could be charged at least $3,494. The cost for full coverage for a teenage driver can be as high as $6,056.

View Chart as Image