Dodge Dakota Lonestar Ext Cab 2WD Insurance Rates

Average auto insurance rates for a Dodge Dakota Lonestar Ext Cab 2WD are $1,478 annually with full coverage. Comprehensive costs on average $284, collision insurance costs $540, and liability costs $454. Only liability insurance costs as little as $538 a year, and high-risk insurance costs around $3,194. Teenage drivers receive the highest rates at up to $5,624 a year.

Annual premium for full coverage: $1,478

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Dakota Trim Level

Price Range by Location

Your location can have significant affects on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities. The price range example below illustrates how your location can change car insurance rates.

These differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Insurance rates for a Dodge Dakota Lonestar Ext Cab 2WD can also vary considerably based on the model year of your Dakota, your driving record, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,400 per year on average for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,400 extra per year, depending on your age. High-risk driver insurance can cost as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $560 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $408 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Dodge Dakota Lonestar Ext Cab 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out exactly what you will pay is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, so the rates can be significantly different between companies.

View Chart as Image

The chart above shows Dodge Dakota Lonestar Ext Cab 2WD insurance prices for various situations. The best price after discounts is $863. Drivers who use higher $1,000 deductibles will pay about $1,292. The average price for a 40-year-old male driver using $500 deductibles is $1,478. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,844. Drivers with multiple violations and accidents could be charged as much as $3,194. The price for full coverage insurance for a teen driver is $5,624.

View Chart as Image