Dodge Dakota ST Ext Cab 2WD Insurance Rates

Estimated insurance rates for a Dodge Dakota ST Ext Cab 2WD are $1,432 a year including full coverage. Comprehensive insurance costs on average $270, collision costs $508, and liability coverage costs $454. A policy with only liability insurance costs as little as $538 a year, with a high-risk policy costing $3,092 or more. Teen drivers pay the most at $5,480 a year or more.

Annual premium for full coverage: $1,432

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Dakota Trim Level

These rate differences highlight why anyone shopping for car insurance should compare rates based on a specific location, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Dakota ST Ext Cab 2WD also have a wide range based on the model year, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance can cost around 42% to 132% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $5,400 a year. View Rates by Age

Where you choose to live makes a big difference in Dodge Dakota ST Ext Cab 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $530 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $408 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to figure out exactly what you will pay is to compare prices and see how they stack up. Every company uses a different rate calculation, so rate quotes will be substantially different.

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The chart above shows average Dodge Dakota ST Ext Cab 2WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $841. Drivers who choose higher $1,000 deductibles will pay $1,256. The average price for a 40-year-old male driver using $500 deductibles is $1,432. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,778. High risk drivers could be charged up to $3,092. The price for full coverage for a teen driver is $5,480.

View Chart as Image