Dodge Grand Caravan SXT Insurance Rates

The average insurance rates for a Dodge Grand Caravan SXT are $1,324 a year for full coverage insurance. Comprehensive costs around $326 each year, collision costs $476, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $2,826. Teen drivers cost the most to insure at $4,824 a year or more.

Annual premium for full coverage: $1,324

Policy rates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Grand Caravan Trim Level

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than larger metro areas.

The graphic below illustrates how geographic area affects auto insurance rates.

These price differences illustrate why all drivers should compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Dodge Grand Caravan SXT also range considerably based on your risk profile, the model year, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $4,800 a year. View Rates by Age

Your home state has a huge impact on Dodge Grand Caravan SXT insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $540 a year, whereas increasing liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers can be around 44% to 127% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

View Chart as Image

The chart estimates Dodge Grand Caravan SXT insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $776. Drivers who choose higher $1,000 deductibles will pay around $1,142. The average rate for a driver age 40 with no violations using $500 deductibles is $1,324. Using lower $100 deductibles for physical damage coverage could cost up to $1,676. High risk drivers could be charged around $2,826. The policy rate for full coverage insurance for a 16-year-old driver can be as high as $4,824.

View Chart as Image