Dodge Journey SXT AWD Insurance Rates

Estimated auto insurance rates for a Dodge Journey SXT AWD are $1,388 annually with full coverage. Comprehensive insurance costs approximately $326, collision insurance costs $540, and liability coverage costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs $2,982 or more. Teen drivers pay the most at up to $5,070 a year.

Annual premium for full coverage: $1,388

Premium estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Journey Trim Level

These rate differences demonstrate why everyone should compare prices using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Dodge Journey SXT AWD also have a wide range based on the replacement cost of your Journey, your driving record, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,200 in extra premium annually, depending on your age. Dodge Journey SXT AWD insurance for high-risk drivers can be around 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $580 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Dodge Journey SXT AWD insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to find out which car insurance is cheapest is to regularly compare prices and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be substantially different between companies.

View Chart as Image

The chart above shows Dodge Journey SXT AWD insurance prices for various situations. The cheapest price with discounts is $803. Drivers who choose higher $1,000 deductibles will pay about $1,192. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,388. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,770. High risk drivers could be charged up to $2,982. The rate for full coverage for a teenager can be as high as $5,070.

View Chart as Image