Dodge Journey SXT Crew 2WD Insurance Rates

U.S. average auto insurance rates for a Dodge Journey SXT Crew 2WD are $1,388 annually including full coverage. Comprehensive insurance costs an estimated $326 a year, collision insurance costs $540, and liability insurance costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs $2,982 or more. Teen drivers pay the highest rates at up to $5,070 a year.

Annual premium for full coverage: $1,388

Price estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Journey Trim Level

These price ranges highlight why it is important for drivers to compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Dodge Journey SXT Crew 2WD are also quite variable based on the actual cash value of your Journey, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay at least $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $580 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Dodge Journey SXT Crew 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from as many companies as possible. Every company uses a different rate calculation, so the rates may be quite different between companies.

View Chart as Image

The chart above shows average Dodge Journey SXT Crew 2WD insurance prices for various situations. The lowest price with discounts is $803. Drivers who choose higher $1,000 deductibles will pay about $1,192. The average price for a driver around age 40 using $500 deductibles is $1,388. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,770. High risk drivers could be charged at least $2,982. The cost for full coverage for a teenage driver is $5,070.

View Chart as Image