Dodge Nitro Detonator 2WD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Average insurance rates for a Dodge Nitro Detonator 2WD are $1,364 a year for full coverage insurance. Comprehensive insurance costs approximately $298, collision costs $476, and liability coverage costs $410. Only liability insurance costs as little as $486 a year, with high-risk insurance costing $2,926 or more. Teen drivers receive the highest rates at $5,102 a year or more.

Annual premium for full coverage: $1,364

Rate estimates by type of insurance:

Comprehensive $298
Collision $476
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Nitro Trim Level

Using a 40-year-old driver as an example, prices go from as low as $486 for just liability insurance to a much higher rate of $2,926 for a policy for a high-risk driver.

Liability Only $486
Full Coverage $1,364
High Risk $2,926

These differences illustrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Dodge Nitro Detonator 2WD Insurance

Searching Companies

Insurance rates for a Dodge Nitro Detonator 2WD can also vary considerably based on your driver profile, the model year, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

Where you live makes a big difference in Dodge Nitro Detonator 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $520 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $369 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance can cost around 43% to 131% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates and see how they stack up. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.

View Chart as Image

Dodge Nitro Detonator 2WD insurance cost comparison chart
Column chart showing Dodge Nitro Detonator 2WD insurance prices range from $804 to $5,102 for full coverage

The chart estimates Dodge Nitro Detonator 2WD insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $804. Drivers who choose higher $1,000 deductibles will pay around $1,190. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,364. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,706. High risk drivers could be charged as much as $2,926. The price for full coverage for a teenager is $5,102.

Dodge Nitro Detonator 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,234 -$130 -9.5%
Alaska $1,048 -$316 -23.2%
Arizona $1,134 -$230 -16.9%
Arkansas $1,364 -$0 0.0%
California $1,556 $192 14.1%
Colorado $1,304 -$60 -4.4%
Connecticut $1,402 $38 2.8%
Delaware $1,546 $182 13.3%
Florida $1,710 $346 25.4%
Georgia $1,262 -$102 -7.5%
Hawaii $978 -$386 -28.3%
Idaho $924 -$440 -32.3%
Illinois $1,016 -$348 -25.5%
Indiana $1,032 -$332 -24.3%
Iowa $922 -$442 -32.4%
Kansas $1,296 -$68 -5.0%
Kentucky $1,862 $498 36.5%
Louisiana $2,022 $658 48.2%
Maine $844 -$520 -38.1%
Maryland $1,126 -$238 -17.4%
Massachusetts $1,088 -$276 -20.2%
Michigan $2,370 $1,006 73.8%
Minnesota $1,144 -$220 -16.1%
Mississippi $1,636 $272 19.9%
Missouri $1,212 -$152 -11.1%
Montana $1,468 $104 7.6%
Nebraska $1,078 -$286 -21.0%
Nevada $1,638 $274 20.1%
New Hampshire $986 -$378 -27.7%
New Jersey $1,528 $164 12.0%
New Mexico $1,208 -$156 -11.4%
New York $1,438 $74 5.4%
North Carolina $786 -$578 -42.4%
North Dakota $1,118 -$246 -18.0%
Ohio $942 -$422 -30.9%
Oklahoma $1,402 $38 2.8%
Oregon $1,250 -$114 -8.4%
Pennsylvania $1,300 -$64 -4.7%
Rhode Island $1,822 $458 33.6%
South Carolina $1,238 -$126 -9.2%
South Dakota $1,152 -$212 -15.5%
Tennessee $1,196 -$168 -12.3%
Texas $1,644 $280 20.5%
Utah $1,010 -$354 -26.0%
Vermont $934 -$430 -31.5%
Virginia $818 -$546 -40.0%
Washington $1,054 -$310 -22.7%
West Virginia $1,252 -$112 -8.2%
Wisconsin $944 -$420 -30.8%
Wyoming $1,216 -$148 -10.9%

View Chart as Image

Dodge Nitro Detonator 2WD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Dodge Nitro Detonator 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,102
20 $3,124
30 $1,418
40 $1,364
50 $1,246
60 $1,220

Full coverage, $500 deductibles

Rates by Deductible

Dodge Nitro Detonator 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,706
$250 $1,550
$500 $1,364
$1,000 $1,190

Full coverage, driver age 40

Rates by Liability Limit

Dodge Nitro Detonator 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,364
50/100 $1,446
100/300 $1,549
250/500 $1,815
100 CSL $1,487
300 CSL $1,713
500 CSL $1,877

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Nitro Detonator 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,252
20 $4,950
30 $2,986
40 $2,926
50 $2,790
60 $2,762

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $183

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $69
Homeowner $20
5-yr Accident Free $95
5-yr Claim Free $86
Paid in Full/EFT $59
Advance Quote $65
Online Quote $95
Total Discounts $560
Rate after discounts $804

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption