Dodge Nitro Heat 2WD Insurance Rates

U.S. average insurance rates for a Dodge Nitro Heat 2WD are $1,274 a year for full coverage insurance. Comprehensive costs on average $270 a year, collision insurance costs $414, and liability costs $410. Liability-only insurance costs as little as $486 a year, and high-risk driver insurance costs around $2,724. Teenage drivers pay the highest rates at up to $4,814 a year.

Annual premium for full coverage: $1,274

Price estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Nitro Trim Level

Geographic Price Range

Your location can have significant affects on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These price ranges illustrate why it is important for drivers to compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Nitro Heat 2WD are also quite variable based on your driving record, the model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teenage drivers, where even good drivers will be charged upwards of $4,800 a year. View Rates by Age

The state you live in makes a big difference in Dodge Nitro Heat 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $460 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase rates by as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the only way to figure out exactly what you will pay is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes may be quite different from one company to the next.

View Chart as Image

The chart estimates Dodge Nitro Heat 2WD insurance rates for various risk profiles and scenarios. The best rate after discounts is $758. Drivers who use higher $1,000 deductibles will pay around $1,118. The average rate for a 40-year-old male driver using $500 deductibles is $1,274. Choosing low $100 deductibles for physical damage coverage can cost as much as $1,574. Drivers with multiple violations and accidents could be charged at least $2,724. The cost for full coverage insurance for a teen driver is $4,814.

View Chart as Image