Ford Expedition SSV 4WD Insurance Rates
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The average insurance prices for a Ford Expedition SSV 4WD are $1,280 every 12 months for full coverage. Comprehensive costs around $326, collision insurance costs $508, and liability coverage costs $310. A liability-only policy costs as little as $370 a year, and high-risk insurance costs around $2,736. Teenage drivers cost the most to insure at up to $4,576 a year.
Annual premium for full coverage: $1,280
Policy rates for type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford Expedition Trim Level
Using a 40-year-old driver as an example, Ford Expedition SSV 4WD insurance rates range from the cheapest price of $370 for just the minimum liability insurance to a much higher rate of $2,736 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Your location has a large influence on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance rates.
These price differences show why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Ford Expedition SSV 4WD Insurance
Car insurance rates for a Ford Expedition SSV 4WD also range considerably based on liability limits and deductibles, your driver profile, and the actual cash value of your Expedition.
Using high physical damage deductibles could save up to $560 a year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $279 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,500 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,500 to $2,000 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 131% more than a normal policy. View High Risk Driver Rates
Your home state makes a big difference in Ford Expedition SSV 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
Because rates have so much variability, the only way to know your exact price is to compare rates and see how they stack up. Every company uses a different method to calculate rates, so rate quotes will be varied.
Chart shows Ford Expedition SSV 4WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $738. Drivers who use higher $1,000 deductibles will pay $1,090. The average rate for a driver age 40 with no violations using $500 deductibles is $1,280. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,646. Drivers with multiple violations and accidents could be charged around $2,736. The price for full coverage insurance for a 16-year-old driver is $4,576.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$94|
|5-yr Claim Free||$82|
|Paid in Full/EFT||$60|
Discounts are estimated and may not be available from every company or in every state.
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