Ford F-350 Super Duty Crew Cab Harley Edition 4WD Insurance Rates

The average auto insurance rates for a Ford F-350 Super Duty Crew Cab Harley Edition 4WD are $1,800 annually for full coverage. Comprehensive costs around $382 a year, collision insurance costs $634, and liability costs around $546. Liability-only insurance costs as low as $646 a year, and high-risk driver insurance costs around $3,866. Teen drivers cost the most to insure at up to $6,760 a year.

Annual premium for full coverage: $1,800

Policy rates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance rates.

These price differences show why it is important for drivers to compare prices for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-350 Super Duty Crew Cab Harley Edition 4WD also range considerably based on the model year, your driver profile, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,700 a year, or $142 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they will have to pay as much as $6,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $2,100 to $2,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $680 every year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $492 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Ford F-350 Super Duty Crew Cab Harley Edition 4WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know your exact price is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates will be varied between companies.

View Chart as Image

Chart shows Ford F-350 Super Duty Crew Cab Harley Edition 4WD insurance prices for various situations. The best price after discounts is $1,056. Drivers who choose higher $1,000 deductibles will pay about $1,570. The average price for a driver age 40 with no violations using $500 deductibles is $1,800. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $2,248. High risk drivers could be charged around $3,866. The cost for full coverage insurance for a 16-year-old driver can be as high as $6,760.

View Chart as Image