Ford F-350 Super Duty Super Cab Cabela Package 2WD Insurance Rates

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Estimated insurance rates for a Ford F-350 Super Duty Super Cab Cabela Package 2WD are $1,476 a year for full coverage. Comprehensive costs on average $382 each year, collision costs $572, and liability costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,150. Teenage drivers pay the most at $5,280 a year or more.

Annual premium for full coverage: $1,476

Premium estimates by individual coverage:

Comprehensive $382
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

For an average driver, insurance rates for a Ford F-350 Super Duty Super Cab Cabela Package 2WD go from as low as $430 for basic liability insurance to a high rate of $3,150 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,476
High Risk $3,150

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than densely populated cities.

The graphic below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,107
Small Cities $1,550
Large Cities $1,993

These rate differences show why all drivers should compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Ford F-350 Super Duty Super Cab Cabela Package 2WD Insurance Rates

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Insurance prices for a Ford F-350 Super Duty Super Cab Cabela Package 2WD also have a wide range based on your driving characteristics, the model year of your F-350 Super Duty, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live makes a big difference in Ford F-350 Super Duty Super Cab Cabela Package 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $640 every year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 129% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, and rates will be substantially different from one company to the next.

View Chart as Image

Ford F-350 Super Duty Super Cab Cabela Package 2WD insurance cost comparison chart
Column chart showing Ford F-350 Super Duty Super Cab Cabela Package 2WD insurance prices range from $857 to $5,280 for full coverage

Chart shows Ford F-350 Super Duty Super Cab Cabela Package 2WD insurance rates for different risk profiles and scenarios. The best rate after discounts is $857. Drivers who use higher $1,000 deductibles will pay around $1,258. The average rate for a 40-year-old male driver using $500 deductibles is $1,476. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,892. Drivers with multiple violations and accidents could be charged up to $3,150. The policy rate for full coverage insurance for a teen driver is $5,280.

Ford F-350 Super Duty Super Cab Cabela Package 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,334 -$142 -9.6%
Alaska $1,130 -$346 -23.4%
Arizona $1,226 -$250 -16.9%
Arkansas $1,476 -$0 0.0%
California $1,682 $206 14.0%
Colorado $1,410 -$66 -4.5%
Connecticut $1,518 $42 2.8%
Delaware $1,670 $194 13.1%
Florida $1,846 $370 25.1%
Georgia $1,364 -$112 -7.6%
Hawaii $1,060 -$416 -28.2%
Idaho $998 -$478 -32.4%
Illinois $1,098 -$378 -25.6%
Indiana $1,110 -$366 -24.8%
Iowa $996 -$480 -32.5%
Kansas $1,402 -$74 -5.0%
Kentucky $2,014 $538 36.4%
Louisiana $2,184 $708 48.0%
Maine $910 -$566 -38.3%
Maryland $1,218 -$258 -17.5%
Massachusetts $1,180 -$296 -20.1%
Michigan $2,564 $1,088 73.7%
Minnesota $1,234 -$242 -16.4%
Mississippi $1,768 $292 19.8%
Missouri $1,310 -$166 -11.2%
Montana $1,584 $108 7.3%
Nebraska $1,164 -$312 -21.1%
Nevada $1,770 $294 19.9%
New Hampshire $1,064 -$412 -27.9%
New Jersey $1,650 $174 11.8%
New Mexico $1,306 -$170 -11.5%
New York $1,554 $78 5.3%
North Carolina $850 -$626 -42.4%
North Dakota $1,208 -$268 -18.2%
Ohio $1,018 -$458 -31.0%
Oklahoma $1,516 $40 2.7%
Oregon $1,352 -$124 -8.4%
Pennsylvania $1,408 -$68 -4.6%
Rhode Island $1,968 $492 33.3%
South Carolina $1,338 -$138 -9.3%
South Dakota $1,244 -$232 -15.7%
Tennessee $1,292 -$184 -12.5%
Texas $1,778 $302 20.5%
Utah $1,092 -$384 -26.0%
Vermont $1,010 -$466 -31.6%
Virginia $884 -$592 -40.1%
Washington $1,142 -$334 -22.6%
West Virginia $1,352 -$124 -8.4%
Wisconsin $1,022 -$454 -30.8%
Wyoming $1,314 -$162 -11.0%

View Chart as Image

Ford F-350 Super Duty Super Cab Cabela Package 2WD insurance rates by U.S. city

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Rates by Driver Age

Ford F-350 Super Duty Super Cab Cabela Package 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,280
20 $3,340
30 $1,548
40 $1,476
50 $1,342
60 $1,314

Full coverage, $500 deductibles

Rates by Deductible

Ford F-350 Super Duty Super Cab Cabela Package 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,892
$250 $1,700
$500 $1,476
$1,000 $1,258

Full coverage, driver age 40

Rates by Liability Limit

Ford F-350 Super Duty Super Cab Cabela Package 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,476
50/100 $1,549
100/300 $1,640
250/500 $1,876
100 CSL $1,585
300 CSL $1,785
500 CSL $1,931

Full coverage, driver age 40

Rates for High Risk Drivers

Ford F-350 Super Duty Super Cab Cabela Package 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,542
20 $5,298
30 $3,230
40 $3,150
50 $3,000
60 $2,970

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $73
Homeowner $20
5-yr Accident Free $108
5-yr Claim Free $94
Paid in Full/EFT $68
Advance Quote $72
Online Quote $105
Total Discounts $619
Rate after discounts $857

Discounts are estimated and may not be available from every company or in every state.

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