Ford F-350 Super Duty Super Cab Harley Edition 2WD Insurance Rates
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Average insurance rates for a Ford F-350 Super Duty Super Cab Harley Edition 2WD are $1,566 a year for full coverage. Comprehensive costs around $410, collision costs $634, and liability costs $364. Just liability insurance costs as little as $430 a year, with coverage for high-risk drivers costing around $3,350. Teenage drivers receive the highest rates at $5,568 a year or more.
Annual premium for full coverage: $1,566
Rate estimates for type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-350 Super Duty Trim Level
For an average driver, prices go from as low as $430 for just liability insurance to a much higher rate of $3,350 for a driver required to buy high-risk insurance.
Price Range by Location
Your location can have significant affects on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than densely populated cities.
The price range example below illustrates the effect of geographic area on auto insurance rates.
These differences show why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Cheapest Ford F-350 Super Duty Super Cab Harley Edition 2WD Insurance Rates
Insurance prices for a Ford F-350 Super Duty Super Cab Harley Edition 2WD can also vary considerably based on your driver profile, the model year of your F-350 Super Duty, and deductibles and policy limits.
An older driver with no violations or accidents and high deductibles may pay as little as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $5,500 a year. View Rates by Age
Where you live makes a big difference in Ford F-350 Super Duty Super Cab Harley Edition 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
Using high physical damage deductibles could save up to $700 every year, while increasing your policy's liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at least $1,800 to $2,400 additional per year, depending on your age. High-risk driver insurance can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the only way to know your exact price is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, and rates can be significantly different from one company to the next.
Chart shows Ford F-350 Super Duty Super Cab Harley Edition 2WD insurance rates for different risk profiles and scenarios. The best rate after discounts is $902. Drivers who use higher $1,000 deductibles will pay around $1,330. The average rate for a driver age 40 with no violations using $500 deductibles is $1,566. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $2,024. Drivers with multiple violations and accidents could be charged as much as $3,350. The price for full coverage insurance for a 16-year-old driver is $5,568.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,416 | -$150 | -9.6% |
| Alaska | $1,200 | -$366 | -23.4% |
| Arizona | $1,300 | -$266 | -17.0% |
| Arkansas | $1,566 | -$0 | 0.0% |
| California | $1,786 | $220 | 14.0% |
| Colorado | $1,498 | -$68 | -4.3% |
| Connecticut | $1,612 | $46 | 2.9% |
| Delaware | $1,774 | $208 | 13.3% |
| Florida | $1,960 | $394 | 25.2% |
| Georgia | $1,446 | -$120 | -7.7% |
| Hawaii | $1,126 | -$440 | -28.1% |
| Idaho | $1,060 | -$506 | -32.3% |
| Illinois | $1,168 | -$398 | -25.4% |
| Indiana | $1,180 | -$386 | -24.6% |
| Iowa | $1,056 | -$510 | -32.6% |
| Kansas | $1,490 | -$76 | -4.9% |
| Kentucky | $2,138 | $572 | 36.5% |
| Louisiana | $2,320 | $754 | 48.1% |
| Maine | $966 | -$600 | -38.3% |
| Maryland | $1,292 | -$274 | -17.5% |
| Massachusetts | $1,254 | -$312 | -19.9% |
| Michigan | $2,722 | $1,156 | 73.8% |
| Minnesota | $1,312 | -$254 | -16.2% |
| Mississippi | $1,878 | $312 | 19.9% |
| Missouri | $1,390 | -$176 | -11.2% |
| Montana | $1,682 | $116 | 7.4% |
| Nebraska | $1,236 | -$330 | -21.1% |
| Nevada | $1,880 | $314 | 20.1% |
| New Hampshire | $1,130 | -$436 | -27.8% |
| New Jersey | $1,752 | $186 | 11.9% |
| New Mexico | $1,388 | -$178 | -11.4% |
| New York | $1,650 | $84 | 5.4% |
| North Carolina | $904 | -$662 | -42.3% |
| North Dakota | $1,284 | -$282 | -18.0% |
| Ohio | $1,080 | -$486 | -31.0% |
| Oklahoma | $1,610 | $44 | 2.8% |
| Oregon | $1,436 | -$130 | -8.3% |
| Pennsylvania | $1,494 | -$72 | -4.6% |
| Rhode Island | $2,088 | $522 | 33.3% |
| South Carolina | $1,420 | -$146 | -9.3% |
| South Dakota | $1,322 | -$244 | -15.6% |
| Tennessee | $1,372 | -$194 | -12.4% |
| Texas | $1,888 | $322 | 20.6% |
| Utah | $1,162 | -$404 | -25.8% |
| Vermont | $1,072 | -$494 | -31.5% |
| Virginia | $938 | -$628 | -40.1% |
| Washington | $1,210 | -$356 | -22.7% |
| West Virginia | $1,436 | -$130 | -8.3% |
| Wisconsin | $1,086 | -$480 | -30.7% |
| Wyoming | $1,398 | -$168 | -10.7% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,568 |
| 20 | $3,556 |
| 30 | $1,646 |
| 40 | $1,566 |
| 50 | $1,424 |
| 60 | $1,396 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,024 |
| $250 | $1,814 |
| $500 | $1,566 |
| $1,000 | $1,330 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,566 |
| 50/100 | $1,639 |
| 100/300 | $1,730 |
| 250/500 | $1,966 |
| 100 CSL | $1,675 |
| 300 CSL | $1,875 |
| 500 CSL | $2,021 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,968 |
| 20 | $5,638 |
| 30 | $3,440 |
| 40 | $3,350 |
| 50 | $3,192 |
| 60 | $3,160 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $78 |
| Homeowner | $21 |
| 5-yr Accident Free | $117 |
| 5-yr Claim Free | $100 |
| Paid in Full/EFT | $74 |
| Advance Quote | $77 |
| Online Quote | $113 |
| Total Discounts | $664 |
Discounts are estimated and may not be available from every company or in every state.
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