Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD Insurance Rates

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The average insurance rates for a Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD are $1,892 a year including full coverage. Comprehensive insurance costs an estimated $410 a year, collision costs $698, and liability costs around $546. Liability-only insurance costs as low as $646 a year, with high-risk driver insurance costing $4,068 or more. Teenage drivers cost the most to insure at $7,050 a year or more.

Annual premium for full coverage: $1,892

Policy rates broken down by individual coverage type:

Comprehensive $410
Collision $698
Liability $546

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Using a middle-aged driver as an example, Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD insurance rates go from the low end price of $646 for just liability insurance to a high of $4,068 for a high-risk driver policy.

Liability Only $646
Full Coverage $1,892
High Risk $4,068

These price differences highlight why it is important for drivers to compare prices for a targeted area, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD Insurance Rates

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Auto insurance rates for a Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD also range considerably based on the model year of your F-350 Super Duty, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $2,200 to $3,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 43% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records will have to pay at least $7,000 a year. View Rates by Age

Your home state has a huge impact on Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $740 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $492 extra every year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, and quoted rates will be varied.

View Chart as Image

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD insurance cost comparison chart
Column chart showing Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD insurance prices range from $1,105 to $7,050 for full coverage

The chart above shows average Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD insurance prices for different risks and coverage choices. The cheapest discount price is $1,105. Drivers who use higher $1,000 deductibles will pay $1,640. The average price for a driver around age 40 using $500 deductibles is $1,892. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $2,380. Drivers with multiple violations and accidents could be charged around $4,068. The cost for full coverage for a teenage driver can be as high as $7,050.

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,708 -$184 -9.7%
Alaska $1,450 -$442 -23.4%
Arizona $1,568 -$324 -17.1%
Arkansas $1,892 -$0 0.0%
California $2,158 $266 14.1%
Colorado $1,806 -$86 -4.5%
Connecticut $1,944 $52 2.7%
Delaware $2,140 $248 13.1%
Florida $2,364 $472 24.9%
Georgia $1,746 -$146 -7.7%
Hawaii $1,358 -$534 -28.2%
Idaho $1,282 -$610 -32.2%
Illinois $1,410 -$482 -25.5%
Indiana $1,428 -$464 -24.5%
Iowa $1,278 -$614 -32.5%
Kansas $1,796 -$96 -5.1%
Kentucky $2,580 $688 36.4%
Louisiana $2,804 $912 48.2%
Maine $1,166 -$726 -38.4%
Maryland $1,560 -$332 -17.5%
Massachusetts $1,512 -$380 -20.1%
Michigan $3,284 $1,392 73.6%
Minnesota $1,584 -$308 -16.3%
Mississippi $2,266 $374 19.8%
Missouri $1,680 -$212 -11.2%
Montana $2,032 $140 7.4%
Nebraska $1,492 -$400 -21.1%
Nevada $2,268 $376 19.9%
New Hampshire $1,364 -$528 -27.9%
New Jersey $2,114 $222 11.7%
New Mexico $1,678 -$214 -11.3%
New York $1,992 $100 5.3%
North Carolina $1,090 -$802 -42.4%
North Dakota $1,548 -$344 -18.2%
Ohio $1,304 -$588 -31.1%
Oklahoma $1,940 $48 2.5%
Oregon $1,734 -$158 -8.4%
Pennsylvania $1,804 -$88 -4.7%
Rhode Island $2,522 $630 33.3%
South Carolina $1,714 -$178 -9.4%
South Dakota $1,598 -$294 -15.5%
Tennessee $1,654 -$238 -12.6%
Texas $2,276 $384 20.3%
Utah $1,400 -$492 -26.0%
Vermont $1,294 -$598 -31.6%
Virginia $1,132 -$760 -40.2%
Washington $1,458 -$434 -22.9%
West Virginia $1,734 -$158 -8.4%
Wisconsin $1,312 -$580 -30.7%
Wyoming $1,686 -$206 -10.9%

View Chart as Image

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD insurance rates by U.S. city

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Rates by Driver Age

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $7,050
20 $4,346
30 $1,970
40 $1,892
50 $1,728
60 $1,696

Full coverage, $500 deductibles

Rates by Deductible

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,380
$250 $2,154
$500 $1,892
$1,000 $1,640

Full coverage, driver age 40

Rates by Liability Limit

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,892
50/100 $2,001
100/300 $2,138
250/500 $2,493
100 CSL $2,056
300 CSL $2,356
500 CSL $2,575

Full coverage, driver age 40

Rates for High Risk Drivers

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $10,032
20 $6,896
30 $4,152
40 $4,068
50 $3,880
60 $3,844

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $257

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $99
Multi-vehicle $97
Homeowner $27
5-yr Accident Free $136
5-yr Claim Free $120
Paid in Full/EFT $85
Advance Quote $91
Online Quote $132
Total Discounts $787
Rate after discounts $1,105

Discounts are estimated and may not be available from every company or in every state.

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