Ford F-350 Super Duty XL Crew Cab 4WD Insurance Rates

The average auto insurance rates for a Ford F-350 Super Duty XL Crew Cab 4WD are $1,710 annually for full coverage. Comprehensive insurance costs around $354 a year, collision costs $572, and liability coverage costs around $546. Liability-only insurance costs as low as $646 a year, with high-risk driver insurance costing $3,668 or more. Teenage drivers cost the most to insure at $6,470 a year or more.

Annual premium for full coverage: $1,710

Policy rates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

These price differences show why it is important for drivers to compare prices for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Ford F-350 Super Duty XL Crew Cab 4WD also range considerably based on the model year, your driver profile, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $6,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $2,000 to $2,800 in extra premium every year, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $620 a year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $492 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Ford F-350 Super Duty XL Crew Cab 4WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know your exact price is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted rates will be varied between companies.

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Chart shows Ford F-350 Super Duty XL Crew Cab 4WD insurance prices for different situations. The cheapest price with discounts is $1,013. Drivers who use higher $1,000 deductibles will pay about $1,500. The average price for a driver age 40 with no violations using $500 deductibles is $1,710. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $2,116. Drivers with multiple violations and accidents could be charged around $3,668. The cost for full coverage for a 16-year-old driver can be as high as $6,470.

View Chart as Image