Ford F-350 Super Duty XL Crew Cab Turbo Diesel 2WD Insurance Rates

The average insurance prices for a Ford F-350 Super Duty XL Crew Cab Turbo Diesel 2WD are $1,566 every 12 months for full coverage. Comprehensive costs on average $410, collision insurance costs $634, and liability costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs around $3,350. Teenage drivers cost the most to insure at up to $5,568 a year.

Annual premium for full coverage: $1,566

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities. The price range example below illustrates how where you live affects car insurance rates.

These price differences show why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-350 Super Duty XL Crew Cab Turbo Diesel 2WD also range considerably based on liability limits and deductibles, your driver profile, and the model year of your F-350 Super Duty.

Using high physical damage deductibles could save up to $700 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $5,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,800 to $2,400 extra every year, depending on your age. High-risk driver insurance can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Ford F-350 Super Duty XL Crew Cab Turbo Diesel 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes will be varied.

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Chart shows Ford F-350 Super Duty XL Crew Cab Turbo Diesel 2WD insurance rates for various coverage choices and risks. The best rate after discounts is $902. Drivers who use higher $1,000 deductibles will pay $1,330. The average rate for a 40-year-old male driver using $500 deductibles is $1,566. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $2,024. Drivers with multiple violations and accidents could be charged around $3,350. The price for full coverage insurance for a teen driver is $5,568.

View Chart as Image