Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD Insurance Rates

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Estimated insurance rates for a Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD are $1,566 a year including full coverage. Comprehensive costs around $410, collision insurance costs $634, and liability costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs around $3,350. Teen drivers pay the most at up to $5,568 a year.

Annual premium for full coverage: $1,566

Premium estimates for type of insurance:

Comprehensive $410
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

Using a 40-year-old driver as an example, insurance rates for a Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD range from as low as $430 for just liability coverage to a much higher rate of $3,350 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,566
High Risk $3,350

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,175
Small Cities $1,644
Large Cities $2,114

These rate differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD Insurance Rates

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Auto insurance rates for a Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD also have a wide range based on your driving characteristics, the replacement cost of your F-350 Super Duty, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers will have to pay as much as $5,500 a year. View Rates by Age

Where you choose to live makes a big difference in Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $700 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,800 to $2,400 in extra premium annually, depending on your age. High-risk driver insurance can cost as much as 43% to 129% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to figure out your exact price is to compare rates and see which company has the best rate. Every company uses a different rate calculation, and quoted rates will be substantially different from one company to the next.

View Chart as Image

Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD insurance cost comparison chart
Column chart showing Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD insurance prices range from $902 to $5,568 for full coverage

The chart above shows average Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD insurance rates for various risk profiles and scenarios. The best rate after discounts is $902. Drivers who choose higher $1,000 deductibles will pay around $1,330. The average rate for a driver age 40 with no violations using $500 deductibles is $1,566. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,024. High risk drivers could be charged up to $3,350. The price for full coverage insurance for a 16-year-old driver is $5,568.

Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,416 -$150 -9.6%
Alaska $1,200 -$366 -23.4%
Arizona $1,300 -$266 -17.0%
Arkansas $1,566 -$0 0.0%
California $1,786 $220 14.0%
Colorado $1,498 -$68 -4.3%
Connecticut $1,612 $46 2.9%
Delaware $1,774 $208 13.3%
Florida $1,960 $394 25.2%
Georgia $1,446 -$120 -7.7%
Hawaii $1,126 -$440 -28.1%
Idaho $1,060 -$506 -32.3%
Illinois $1,168 -$398 -25.4%
Indiana $1,180 -$386 -24.6%
Iowa $1,056 -$510 -32.6%
Kansas $1,490 -$76 -4.9%
Kentucky $2,138 $572 36.5%
Louisiana $2,320 $754 48.1%
Maine $966 -$600 -38.3%
Maryland $1,292 -$274 -17.5%
Massachusetts $1,254 -$312 -19.9%
Michigan $2,722 $1,156 73.8%
Minnesota $1,312 -$254 -16.2%
Mississippi $1,878 $312 19.9%
Missouri $1,390 -$176 -11.2%
Montana $1,682 $116 7.4%
Nebraska $1,236 -$330 -21.1%
Nevada $1,880 $314 20.1%
New Hampshire $1,130 -$436 -27.8%
New Jersey $1,752 $186 11.9%
New Mexico $1,388 -$178 -11.4%
New York $1,650 $84 5.4%
North Carolina $904 -$662 -42.3%
North Dakota $1,284 -$282 -18.0%
Ohio $1,080 -$486 -31.0%
Oklahoma $1,610 $44 2.8%
Oregon $1,436 -$130 -8.3%
Pennsylvania $1,494 -$72 -4.6%
Rhode Island $2,088 $522 33.3%
South Carolina $1,420 -$146 -9.3%
South Dakota $1,322 -$244 -15.6%
Tennessee $1,372 -$194 -12.4%
Texas $1,888 $322 20.6%
Utah $1,162 -$404 -25.8%
Vermont $1,072 -$494 -31.5%
Virginia $938 -$628 -40.1%
Washington $1,210 -$356 -22.7%
West Virginia $1,436 -$130 -8.3%
Wisconsin $1,086 -$480 -30.7%
Wyoming $1,398 -$168 -10.7%

View Chart as Image

Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD insurance rates by U.S. city

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Rates by Driver Age

Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,568
20 $3,556
30 $1,646
40 $1,566
50 $1,424
60 $1,396

Full coverage, $500 deductibles

Rates by Deductible

Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,024
$250 $1,814
$500 $1,566
$1,000 $1,330

Full coverage, driver age 40

Rates by Liability Limit

Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,566
50/100 $1,639
100/300 $1,730
250/500 $1,966
100 CSL $1,675
300 CSL $1,875
500 CSL $2,021

Full coverage, driver age 40

Rates for High Risk Drivers

Ford F-350 Super Duty XL Super Cab Turbo Diesel 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,968
20 $5,638
30 $3,440
40 $3,350
50 $3,192
60 $3,160

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $211

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $78
Homeowner $21
5-yr Accident Free $117
5-yr Claim Free $100
Paid in Full/EFT $74
Advance Quote $77
Online Quote $113
Total Discounts $664
Rate after discounts $902

Discounts are estimated and may not be available from every company or in every state.

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