Ford F-350 Super Duty XLT Super Cab 2WD Insurance Rates

Estimated insurance prices for a Ford F-350 Super Duty XLT Super Cab 2WD are $1,522 every 12 months for full coverage. Comprehensive insurance costs on average $396 each year, collision insurance costs $604, and liability coverage costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs $3,252 or more. Teenage drivers pay the most at up to $5,424 a year.

Annual premium for full coverage: $1,522

Premium estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

These rate differences show why all drivers should compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Insurance prices for a Ford F-350 Super Duty XLT Super Cab 2WD also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year of your F-350 Super Duty.

Using high physical damage deductibles could cut rates by as much as $670 a year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,800 to $2,400 additional annually, depending on your age. Insurance for high-risk drivers can be around 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Ford F-350 Super Duty XLT Super Cab 2WD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, and rates will be substantially different.

View Chart as Image

Chart shows Ford F-350 Super Duty XLT Super Cab 2WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $881. Drivers who use higher $1,000 deductibles will pay $1,294. The average rate for a 40-year-old male driver using $500 deductibles is $1,522. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $1,956. Drivers with multiple violations and accidents could be charged up to $3,252. The policy rate for full coverage for a teen driver can be as high as $5,424.

View Chart as Image