Ford Flex Limited AWD Insurance Rates

Estimated insurance rates for a Ford Flex Limited AWD are $1,538 a year with full coverage. Comprehensive insurance costs on average $382 a year, collision costs $634, and liability costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing $3,304 or more. Teen drivers pay the most at $5,526 a year or more.

Annual premium for full coverage: $1,538

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Flex Trim Level

These rate differences demonstrate why it is important for drivers to compare prices based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford Flex Limited AWD also have a wide range based on your driving characteristics, the actual cash value of your Flex, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,400 a year, or $117 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers will have to pay upwards of $5,500 a year. View Rates by Age

Where you choose to live has a huge impact on Ford Flex Limited AWD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $680 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,400 in extra premium annually, depending on your age. A high-risk auto insurance policy can be from 43% to 131% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to find out exactly what you will pay is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be substantially different from one company to the next.

View Chart as Image

The chart above shows Ford Flex Limited AWD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $882. Drivers who choose higher $1,000 deductibles will pay around $1,308. The average rate for a 40-year-old male driver using $500 deductibles is $1,538. Choosing low $100 deductibles for comp and collision coverage could cost up to $1,986. High risk drivers could be charged up to $3,304. The cost for full coverage for a teen driver can be as high as $5,526.

View Chart as Image