Ford Flex SEL 2WD Insurance Rates

U.S. average auto insurance rates for a Ford Flex SEL 2WD are $1,448 annually for full coverage insurance. Comprehensive insurance costs around $354 a year, collision insurance costs $572, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $3,106 or more. Teen drivers pay the highest rates at up to $5,236 a year.

Annual premium for full coverage: $1,448

Price estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Flex Trim Level

These price ranges illustrate why it is important for drivers to compare prices for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for a Ford Flex SEL 2WD are also quite variable based on the actual cash value of your Flex, your risk profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $620 a year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Ford Flex SEL 2WD insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and rates may be quite different between companies.

View Chart as Image

The chart estimates Ford Flex SEL 2WD insurance prices for various situations. The cheapest price with discounts is $837. Drivers who choose higher $1,000 deductibles will pay about $1,238. The average price for a driver age 40 with no violations using $500 deductibles is $1,448. Choosing low $100 deductibles for physical damage coverage could cost up to $1,854. High risk drivers could be charged at least $3,106. The cost for full coverage for a 16-year-old driver can be as high as $5,236.

View Chart as Image