Ford Fusion SEL AWD 4-Dr Sedan Insurance Rates
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Average insurance rates for a Ford Fusion SEL AWD 4-Dr Sedan are $1,556 a year for full coverage insurance. Comprehensive costs around $368, collision costs $666, and liability costs $364. Only liability insurance costs as little as $430 a year, with high-risk insurance costing around $3,360. Teen drivers receive the highest rates at $5,628 a year or more.
Annual premium for full coverage: $1,556
Rate estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford Fusion Trim Level
For the average 40-year-old driver, prices go from as low as $430 for the bare minimum liability coverage to the much higher price of $3,360 for coverage for higher-risk drivers.
Price Range by Location
Your location can have significant affects on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas.
The example below illustrates the difference location can make on auto insurance rates.
These differences illustrate why everyone should compare rates for a specific zip code and risk profile, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Ford Fusion SEL AWD 4-Dr Sedan Insurance
Insurance rates for a Ford Fusion SEL AWD 4-Dr Sedan can also vary considerably based on your driver profile, the model year, and deductibles and policy limits.
A more mature driver with a clean driving record and high deductibles may pay as little as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $5,600 a year. View Rates by Age
Where you live makes a big difference in Ford Fusion SEL AWD 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $690 every year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying at least $1,800 to $2,500 extra per year, depending on your age. Ford Fusion SEL AWD 4-Dr Sedan insurance for high-risk drivers can cost as much as 44% to 129% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to figure out your exact price is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.
The chart estimates Ford Fusion SEL AWD 4-Dr Sedan insurance rates for different risk profiles and scenarios. The best rate after discounts is $886. Drivers who choose higher $1,000 deductibles will pay around $1,322. The average rate for a driver age 40 with no violations using $500 deductibles is $1,556. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $2,012. High risk drivers could be charged as much as $3,360. The rate for full coverage insurance for a 16-year-old driver is $5,628.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$119|
|5-yr Claim Free||$101|
|Paid in Full/EFT||$75|
Discounts are estimated and may not be available from every company or in every state.
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