Ford Ranger XL SuperCab 2WD Insurance Rates

Average insurance prices for a Ford Ranger XL SuperCab 2WD are $1,212 every 12 months with full coverage. Comprehensive insurance costs approximately $244, collision insurance costs $446, and liability costs around $364. Only liability insurance costs as low as $430 a year, and high-risk insurance costs $2,612 or more. Teenage drivers receive the highest rates at up to $4,574 a year.

Annual premium for full coverage: $1,212

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Ranger Trim Level

These differences demonstrate why everyone should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance rates for a Ford Ranger XL SuperCab 2WD can also vary considerably based on policy deductibles and limits, your driving record, and the replacement cost of your Ranger.

Using high physical damage deductibles could cut rates by as much as $460 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,400 to $2,000 extra per year, depending on your age. Ford Ranger XL SuperCab 2WD insurance for high-risk drivers can be from 44% to 129% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Ford Ranger XL SuperCab 2WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to find out which auto insurance is cheapest is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so the rates can be significantly different.

View Chart as Image

The chart above shows Ford Ranger XL SuperCab 2WD insurance rates for various coverage choices and risks. The cheapest discount rate is $707. Drivers who use higher $1,000 deductibles will pay $1,054. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,212. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,514. Drivers with multiple violations and accidents could be charged as much as $2,612. The rate for full coverage for a teenager can be as high as $4,574.

View Chart as Image