Ford Taurus SHO AWD Insurance Rates

The average insurance rates for a Ford Taurus SHO AWD are $1,630 a year for full coverage. Comprehensive insurance costs on average $410, collision insurance costs $698, and liability insurance costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs $3,506 or more. Teen drivers cost the most to insure at up to $5,816 a year.

Annual premium for full coverage: $1,630

Policy rates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Taurus Trim Level

These price differences show why everyone should compare prices based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Ford Taurus SHO AWD also range considerably based on your risk profile, the model year of your Taurus, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $5,800 a year. View Rates by Age

Your home state has a huge impact on Ford Taurus SHO AWD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $740 each year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,900 to $2,600 in extra premium every year, depending on your age. Ford Taurus SHO AWD insurance for high-risk drivers can be anywhere from 45% to 130% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

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Chart shows Ford Taurus SHO AWD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $929. Drivers who choose higher $1,000 deductibles will pay around $1,378. The average rate for a 40-year-old male driver using $500 deductibles is $1,630. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,118. High risk drivers could be charged around $3,506. The rate for full coverage for a teen driver can be as high as $5,816.

View Chart as Image