GMC Sierra 3500HD SLE Regular Cab 2WD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

U.S. average insurance rates for a GMC Sierra 3500HD SLE Regular Cab 2WD are $1,462 a year for full coverage. Comprehensive costs on average $368 a year, collision costs $572, and liability costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,128. Teen drivers pay the highest rates at $5,258 a year or more.

Annual premium for full coverage: $1,462

Price estimates by individual coverage type:

Comprehensive $368
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 3500HD Trim Level

Using a 40-year-old driver as an example, GMC Sierra 3500HD SLE Regular Cab 2WD insurance prices go from the low end price of $430 for liability-only coverage to a high of $3,128 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,462
High Risk $3,128

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how rural and urban location affects car insurance rates.

Rural Areas $1,097
Small Cities $1,535
Large Cities $1,974

These price ranges show why it is important for drivers to compare rates based on a specific location, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap GMC Sierra 3500HD SLE Regular Cab 2WD Insurance

Searching Companies

Car insurance rates for a GMC Sierra 3500HD SLE Regular Cab 2WD are also quite variable based on the model year of your Sierra 3500HD, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 130% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $5,200 a year. View Rates by Age

The state you live in makes a big difference in GMC Sierra 3500HD SLE Regular Cab 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $630 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see which company has the best price. Every company uses a different rate calculation, so rate quotes may be quite different.

View Chart as Image

GMC Sierra 3500HD SLE Regular Cab 2WD insurance cost comparison chart
Column chart showing GMC Sierra 3500HD SLE Regular Cab 2WD insurance prices range from $848 to $5,258 for full coverage

Chart shows GMC Sierra 3500HD SLE Regular Cab 2WD insurance prices for different risks and coverage choices. The best price after discounts is $848. Drivers who choose higher $1,000 deductibles will pay $1,248. The average price for a 40-year-old male driver using $500 deductibles is $1,462. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,872. High risk drivers could be charged at least $3,128. The cost for full coverage insurance for a teen driver is $5,258.

GMC Sierra 3500HD SLE Regular Cab 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,320 -$142 -9.7%
Alaska $1,120 -$342 -23.4%
Arizona $1,214 -$248 -17.0%
Arkansas $1,462 -$0 0.0%
California $1,666 $204 14.0%
Colorado $1,398 -$64 -4.4%
Connecticut $1,504 $42 2.9%
Delaware $1,654 $192 13.1%
Florida $1,828 $366 25.0%
Georgia $1,350 -$112 -7.7%
Hawaii $1,050 -$412 -28.2%
Idaho $990 -$472 -32.3%
Illinois $1,088 -$374 -25.6%
Indiana $1,100 -$362 -24.8%
Iowa $986 -$476 -32.6%
Kansas $1,390 -$72 -4.9%
Kentucky $1,994 $532 36.4%
Louisiana $2,164 $702 48.0%
Maine $902 -$560 -38.3%
Maryland $1,206 -$256 -17.5%
Massachusetts $1,168 -$294 -20.1%
Michigan $2,540 $1,078 73.7%
Minnesota $1,222 -$240 -16.4%
Mississippi $1,752 $290 19.8%
Missouri $1,296 -$166 -11.4%
Montana $1,570 $108 7.4%
Nebraska $1,152 -$310 -21.2%
Nevada $1,754 $292 20.0%
New Hampshire $1,054 -$408 -27.9%
New Jersey $1,634 $172 11.8%
New Mexico $1,294 -$168 -11.5%
New York $1,540 $78 5.3%
North Carolina $842 -$620 -42.4%
North Dakota $1,198 -$264 -18.1%
Ohio $1,008 -$454 -31.1%
Oklahoma $1,502 $40 2.7%
Oregon $1,340 -$122 -8.3%
Pennsylvania $1,396 -$66 -4.5%
Rhode Island $1,950 $488 33.4%
South Carolina $1,326 -$136 -9.3%
South Dakota $1,232 -$230 -15.7%
Tennessee $1,280 -$182 -12.4%
Texas $1,762 $300 20.5%
Utah $1,082 -$380 -26.0%
Vermont $1,000 -$462 -31.6%
Virginia $874 -$588 -40.2%
Washington $1,130 -$332 -22.7%
West Virginia $1,340 -$122 -8.3%
Wisconsin $1,012 -$450 -30.8%
Wyoming $1,302 -$160 -10.9%

View Chart as Image

GMC Sierra 3500HD SLE Regular Cab 2WD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

GMC Sierra 3500HD SLE Regular Cab 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,258
20 $3,322
30 $1,532
40 $1,462
50 $1,330
60 $1,304

Full coverage, $500 deductibles

Rates by Deductible

GMC Sierra 3500HD SLE Regular Cab 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,872
$250 $1,684
$500 $1,462
$1,000 $1,248

Full coverage, driver age 40

Rates by Liability Limit

GMC Sierra 3500HD SLE Regular Cab 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,462
50/100 $1,535
100/300 $1,626
250/500 $1,862
100 CSL $1,571
300 CSL $1,771
500 CSL $1,917

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Sierra 3500HD SLE Regular Cab 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,510
20 $5,270
30 $3,206
40 $3,128
50 $2,980
60 $2,950

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $73
Homeowner $20
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $68
Advance Quote $71
Online Quote $104
Total Discounts $614
Rate after discounts $848

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption