GMC Sierra 3500HD SLT Extended Cab 2WD Insurance Rates

The average insurance rates for a GMC Sierra 3500HD SLT Extended Cab 2WD are $1,552 a year for full coverage insurance. Comprehensive costs on average $396 each year, collision insurance costs $634, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $3,328. Teenage drivers cost the most to insure at up to $5,546 a year.

Annual premium for full coverage: $1,552

Policy rates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 3500HD Trim Level

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how rural and urban location affects car insurance rates.

These price differences illustrate why all drivers should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a GMC Sierra 3500HD SLT Extended Cab 2WD also range considerably based on your risk profile, the model year, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $5,500 a year. View Rates by Age

Your home state makes a big difference in GMC Sierra 3500HD SLT Extended Cab 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $690 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,800 to $2,400 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

View Chart as Image

The chart estimates GMC Sierra 3500HD SLT Extended Cab 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $891. Drivers who use higher $1,000 deductibles will pay around $1,320. The average rate for a 40-year-old male driver using $500 deductibles is $1,552. Using lower $100 deductibles for physical damage coverage can cost as much as $2,004. Drivers with multiple violations and accidents could be charged around $3,328. The policy rate for full coverage insurance for a teen driver is $5,546.

View Chart as Image