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GMC Sierra Denali Crew Cab 2WD Insurance Rates

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Average auto insurance rates for a GMC Sierra Denali Crew Cab 2WD are $1,556 annually for full coverage insurance. Comprehensive insurance costs around $368, collision costs $666, and liability costs around $364. Only liability insurance costs as low as $430 a year, with high-risk insurance costing $3,360 or more. Teen drivers receive the highest rates at $5,628 a year or more.

Annual premium for full coverage: $1,556

Rate estimates for type of insurance:

Comprehensive $368
Collision $666
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra Trim Level

For the average 40-year-old driver, prices go from as cheap as $430 for liability-only coverage to a much higher rate of $3,360 for coverage for higher-risk drivers.

Liability Only $430
Full Coverage $1,556
High Risk $3,360

These differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a GMC Sierra Denali Crew Cab 2WD can also vary considerably based on the model year of your Sierra, your risk profile, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,400 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay as much as $5,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,800 to $2,500 extra per year, depending on your age. High-risk driver insurance can be from 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $690 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on GMC Sierra Denali Crew Cab 2WD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to figure out your exact price is to compare prices from multiple companies. Each insurance company uses a different rate calculation, so the rates can be significantly different between companies.

View Chart as Image

GMC Sierra Denali Crew Cab 2WD insurance cost comparison chart
Column chart showing GMC Sierra Denali Crew Cab 2WD insurance prices range from $886 to $5,628 for full coverage

The chart estimates GMC Sierra Denali Crew Cab 2WD insurance prices for different situations. The cheapest discount price is $886. Drivers who choose higher $1,000 deductibles will pay about $1,322. The average price for a driver age 40 with no violations using $500 deductibles is $1,556. Using more expensive $100 deductibles for physical damage coverage could cost up to $2,012. High risk drivers could be charged as much as $3,360. The price for full coverage for a 16-year-old driver can be as high as $5,628.

GMC Sierra Denali Crew Cab 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,406 -$150 -9.6%
Alaska $1,192 -$364 -23.4%
Arizona $1,294 -$262 -16.8%
Arkansas $1,556 -$0 0.0%
California $1,774 $218 14.0%
Colorado $1,488 -$68 -4.4%
Connecticut $1,600 $44 2.8%
Delaware $1,762 $206 13.2%
Florida $1,946 $390 25.1%
Georgia $1,438 -$118 -7.6%
Hawaii $1,118 -$438 -28.1%
Idaho $1,054 -$502 -32.3%
Illinois $1,158 -$398 -25.6%
Indiana $1,172 -$384 -24.7%
Iowa $1,050 -$506 -32.5%
Kansas $1,480 -$76 -4.9%
Kentucky $2,124 $568 36.5%
Louisiana $2,304 $748 48.1%
Maine $962 -$594 -38.2%
Maryland $1,284 -$272 -17.5%
Massachusetts $1,244 -$312 -20.1%
Michigan $2,706 $1,150 73.9%
Minnesota $1,302 -$254 -16.3%
Mississippi $1,866 $310 19.9%
Missouri $1,380 -$176 -11.3%
Montana $1,672 $116 7.5%
Nebraska $1,228 -$328 -21.1%
Nevada $1,868 $312 20.1%
New Hampshire $1,122 -$434 -27.9%
New Jersey $1,740 $184 11.8%
New Mexico $1,378 -$178 -11.4%
New York $1,640 $84 5.4%
North Carolina $898 -$658 -42.3%
North Dakota $1,276 -$280 -18.0%
Ohio $1,074 -$482 -31.0%
Oklahoma $1,600 $44 2.8%
Oregon $1,426 -$130 -8.4%
Pennsylvania $1,486 -$70 -4.5%
Rhode Island $2,076 $520 33.4%
South Carolina $1,412 -$144 -9.3%
South Dakota $1,312 -$244 -15.7%
Tennessee $1,364 -$192 -12.3%
Texas $1,876 $320 20.6%
Utah $1,154 -$402 -25.8%
Vermont $1,066 -$490 -31.5%
Virginia $932 -$624 -40.1%
Washington $1,202 -$354 -22.8%
West Virginia $1,428 -$128 -8.2%
Wisconsin $1,078 -$478 -30.7%
Wyoming $1,388 -$168 -10.8%

View Chart as Image

GMC Sierra Denali Crew Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

GMC Sierra Denali Crew Cab 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,628
20 $3,584
30 $1,634
40 $1,556
50 $1,418
60 $1,392

Full coverage, $500 deductibles

Rates by Deductible

GMC Sierra Denali Crew Cab 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,012
$250 $1,802
$500 $1,556
$1,000 $1,322

Full coverage, driver age 40

Rates by Liability Limit

GMC Sierra Denali Crew Cab 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,556
50/100 $1,629
100/300 $1,720
250/500 $1,956
100 CSL $1,665
300 CSL $1,865
500 CSL $2,011

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Sierra Denali Crew Cab 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,060
20 $5,696
30 $3,450
40 $3,360
50 $3,204
60 $3,174

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $216

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $119
5-yr Claim Free $101
Paid in Full/EFT $75
Advance Quote $79
Online Quote $112
Total Discounts $670
Rate after discounts $886

Discounts are estimated and may not be available from every company or in every state.

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