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GMC Sierra SL Crew Cab 4WD Insurance Rates

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Average insurance rates for a GMC Sierra SL Crew Cab 4WD are $1,466 a year for full coverage. Comprehensive insurance costs approximately $340, collision costs $604, and liability costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing $3,160 or more. Teenage drivers receive the highest rates at $5,340 a year or more.

Annual premium for full coverage: $1,466

Rate estimates by type of insurance:

Comprehensive $340
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra Trim Level

For the average driver, prices go from as low as $430 for the bare minimum liability coverage to a much higher rate of $3,160 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,466
High Risk $3,160

These differences show why anyone shopping for car insurance should compare rates using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a GMC Sierra SL Crew Cab 4WD can also vary considerably based on your driver profile, the model year of your Sierra, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as low as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live makes a big difference in GMC Sierra SL Crew Cab 4WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $630 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,700 to $2,300 in extra premium per year, depending on your age. High-risk driver insurance can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to compare rates from multiple companies. Every company uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

View Chart as Image

GMC Sierra SL Crew Cab 4WD insurance cost comparison chart
Column chart showing GMC Sierra SL Crew Cab 4WD insurance prices range from $841 to $5,340 for full coverage

Chart shows GMC Sierra SL Crew Cab 4WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $841. Drivers who use higher $1,000 deductibles will pay around $1,250. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,466. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,880. Drivers with multiple violations and accidents could be charged as much as $3,160. The price for full coverage for a teenager is $5,340.

GMC Sierra SL Crew Cab 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,326 -$140 -9.5%
Alaska $1,124 -$342 -23.3%
Arizona $1,216 -$250 -17.1%
Arkansas $1,466 -$0 0.0%
California $1,670 $204 13.9%
Colorado $1,402 -$64 -4.4%
Connecticut $1,508 $42 2.9%
Delaware $1,660 $194 13.2%
Florida $1,834 $368 25.1%
Georgia $1,354 -$112 -7.6%
Hawaii $1,054 -$412 -28.1%
Idaho $990 -$476 -32.5%
Illinois $1,092 -$374 -25.5%
Indiana $1,102 -$364 -24.8%
Iowa $990 -$476 -32.5%
Kansas $1,394 -$72 -4.9%
Kentucky $1,998 $532 36.3%
Louisiana $2,170 $704 48.0%
Maine $904 -$562 -38.3%
Maryland $1,208 -$258 -17.6%
Massachusetts $1,172 -$294 -20.1%
Michigan $2,548 $1,082 73.8%
Minnesota $1,226 -$240 -16.4%
Mississippi $1,756 $290 19.8%
Missouri $1,300 -$166 -11.3%
Montana $1,574 $108 7.4%
Nebraska $1,156 -$310 -21.1%
Nevada $1,758 $292 19.9%
New Hampshire $1,056 -$410 -28.0%
New Jersey $1,638 $172 11.7%
New Mexico $1,298 -$168 -11.5%
New York $1,544 $78 5.3%
North Carolina $846 -$620 -42.3%
North Dakota $1,200 -$266 -18.1%
Ohio $1,010 -$456 -31.1%
Oklahoma $1,506 $40 2.7%
Oregon $1,342 -$124 -8.5%
Pennsylvania $1,398 -$68 -4.6%
Rhode Island $1,954 $488 33.3%
South Carolina $1,328 -$138 -9.4%
South Dakota $1,236 -$230 -15.7%
Tennessee $1,284 -$182 -12.4%
Texas $1,766 $300 20.5%
Utah $1,086 -$380 -25.9%
Vermont $1,002 -$464 -31.7%
Virginia $878 -$588 -40.1%
Washington $1,132 -$334 -22.8%
West Virginia $1,344 -$122 -8.3%
Wisconsin $1,016 -$450 -30.7%
Wyoming $1,308 -$158 -10.8%

View Chart as Image

GMC Sierra SL Crew Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

GMC Sierra SL Crew Cab 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,340
20 $3,372
30 $1,536
40 $1,466
50 $1,336
60 $1,310

Full coverage, $500 deductibles

Rates by Deductible

GMC Sierra SL Crew Cab 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,880
$250 $1,688
$500 $1,466
$1,000 $1,250

Full coverage, driver age 40

Rates by Liability Limit

GMC Sierra SL Crew Cab 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,466
50/100 $1,539
100/300 $1,630
250/500 $1,866
100 CSL $1,575
300 CSL $1,775
500 CSL $1,921

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Sierra SL Crew Cab 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,634
20 $5,354
30 $3,240
40 $3,160
50 $3,014
60 $2,984

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $203

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $111
5-yr Claim Free $94
Paid in Full/EFT $69
Advance Quote $73
Online Quote $105
Total Discounts $625
Rate after discounts $841

Discounts are estimated and may not be available from every company or in every state.

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