GMC Terrain SLE 2WD Insurance Rates

Average auto insurance rates for a GMC Terrain SLE 2WD are $1,298 annually for full coverage insurance. Comprehensive costs around $312 each year, collision costs $540, and liability costs $310. Buying just liability costs as little as $370 a year, with insurance for high-risk drivers costing around $2,790. Teen drivers receive the highest rates at $4,678 a year or more.

Annual premium for full coverage: $1,298

Rate estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Terrain Trim Level

Price Range by Location

Your location can have significant affects on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than larger metro areas.

The graphic below illustrates how location impacts auto insurance rates.

These differences illustrate why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a GMC Terrain SLE 2WD can also vary considerably based on the model year of your Terrain, your risk profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,200 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will have to pay as much as $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers can cost as much as 45% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $570 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $279 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in GMC Terrain SLE 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to figure out your exact price is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, and quoted rates can be significantly different between companies.

View Chart as Image

The chart estimates GMC Terrain SLE 2WD insurance prices for different situations. The best price after discounts is $742. Drivers who choose higher $1,000 deductibles will pay about $1,106. The average price for a driver age 40 with no violations using $500 deductibles is $1,298. Using lower $100 deductibles for physical damage coverage can cost as much as $1,674. High risk drivers could be charged as much as $2,790. The policy rate for full coverage insurance for a 16-year-old driver is $4,678.

View Chart as Image