Honda Accord EX-L 2-Dr Coupe Insurance Rates

Average insurance rates for a Honda Accord EX-L 2-Dr Coupe are $1,550 a year with full coverage. Comprehensive insurance costs approximately $326, collision insurance costs $634, and liability insurance costs around $410. Just liability insurance costs as low as $486 a year, and coverage for high-risk drivers costs $3,360 or more. Teen drivers receive the highest rates at up to $5,760 a year.

Annual premium for full coverage: $1,550

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Accord Trim Level

These differences demonstrate why everyone should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Honda Accord EX-L 2-Dr Coupe can also vary considerably based on your driver profile, the actual cash value of your Accord, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,400 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age

Where you live has a huge impact on Honda Accord EX-L 2-Dr Coupe insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $650 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $369 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,800 to $2,500 additional per year, depending on your age. Honda Accord EX-L 2-Dr Coupe insurance for high-risk drivers can be anywhere from 43% to 129% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to regularly compare rates from as many companies as possible. Each insurance company uses a different rate calculation, and rates can be significantly different from one company to the next.

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The chart above shows Honda Accord EX-L 2-Dr Coupe insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $888. Drivers who choose higher $1,000 deductibles will pay around $1,334. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,550. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,978. High risk drivers could be charged as much as $3,360. The rate for full coverage for a teenager can be as high as $5,760.

View Chart as Image