Honda Odyssey Touring Insurance Rates

Average insurance rates for a Honda Odyssey Touring are $1,482 a year including full coverage. Comprehensive insurance costs on average $326, collision costs $634, and liability insurance costs $364. Only liability insurance costs as little as $430 a year, with high-risk insurance costing $3,214 or more. Teenage drivers receive the highest rates at $5,440 a year or more.

Annual premium for full coverage: $1,482

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Odyssey Trim Level

These differences highlight why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Honda Odyssey Touring can also vary considerably based on your driver profile, the replacement cost of your Odyssey, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay upwards of $5,400 a year. View Rates by Age

Where you live makes a big difference in Honda Odyssey Touring insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $650 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,800 to $2,400 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 136% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

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The chart above shows average Honda Odyssey Touring insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $843. Drivers who use higher $1,000 deductibles will pay around $1,266. The average rate for a 40-year-old male driver using $500 deductibles is $1,482. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,910. Drivers with multiple violations and accidents could be charged as much as $3,214. The price for full coverage for a teen driver is $5,440.

View Chart as Image