Honda Pilot EX 2WD Insurance Rates
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Estimated auto insurance rates for a Honda Pilot EX 2WD are $1,294 annually for full coverage insurance. Comprehensive costs on average $326, collision costs $446, and liability costs $364. A policy with only liability insurance costs as little as $430 a year, with a high-risk policy costing around $2,748. Teenage drivers pay the most at $4,700 a year or more.
Annual premium for full coverage: $1,294
Premium estimates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Honda Pilot Trim Level
Using a 40-year-old driver as an example, insurance rates for a Honda Pilot EX 2WD go from as cheap as $430 for liability-only coverage to a much higher rate of $2,748 for a policy for a high-risk driver.
Insurance Price Range by Location
Your location can have significant affects on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than densely populated cities.
The price range example below illustrates how rural and urban location affects car insurance rates.
These rate differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Honda Pilot EX 2WD Insurance
Car insurance rates for a Honda Pilot EX 2WD also have a wide range based on the replacement cost of your Pilot, your risk profile, and policy deductibles and limits.
An older driver with no driving violations and high physical damage deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $4,700 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,000 extra annually, depending on your age. High-risk driver insurance can cost as much as 43% to 130% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $510 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Honda Pilot EX 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
With such a large range of prices, the only way to figure out exactly what you will pay is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes will be substantially different between companies.
The chart estimates Honda Pilot EX 2WD insurance prices for different situations. The best price after discounts is $765. Drivers who use higher $1,000 deductibles will pay about $1,118. The average price for a 40-year-old male driver using $500 deductibles is $1,294. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,628. Drivers with multiple violations and accidents could be charged up to $2,748. The price for full coverage insurance for a teen driver is $4,700.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$90|
|5-yr Claim Free||$81|
|Paid in Full/EFT||$56|
Discounts are estimated and may not be available from every company or in every state.
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