Hyundai Genesis 2.0T 2-Dr Coupe Insurance Rates

The average insurance rates for a Hyundai Genesis 2.0T 2-Dr Coupe are $1,674 a year with full coverage. Comprehensive costs on average $354 a year, collision insurance costs $666, and liability insurance costs around $454. Buying just liability costs as low as $538 a year, and insurance for high-risk drivers costs around $3,618. Teen drivers cost the most to insure at up to $6,222 a year.

Annual premium for full coverage: $1,674

Policy rates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Genesis Trim Level

Urban vs. Rural Price Range

Where you live has a significant impact on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than larger metro areas. The diagram below illustrates how geographic area affects car insurance rates.

These price differences demonstrate why it is important for drivers to compare prices based on a specific location, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Hyundai Genesis 2.0T 2-Dr Coupe also range considerably based on the model year of your Genesis, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $2,000 to $2,700 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 134% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $6,200 a year. View Rates by Age

Your home state has a huge impact on Hyundai Genesis 2.0T 2-Dr Coupe insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $690 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $408 more per year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be varied.

View Chart as Image

The chart above shows Hyundai Genesis 2.0T 2-Dr Coupe insurance prices for various risks and coverage choices. The lowest price with discounts is $966. Drivers who choose higher $1,000 deductibles will pay $1,444. The average price for a 40-year-old male driver using $500 deductibles is $1,674. Choosing low $100 deductibles for comp and collision coverage could cost up to $2,126. High risk drivers could be charged around $3,618. The cost for full coverage insurance for a teen driver can be as high as $6,222.

View Chart as Image