Hyundai Genesis 4.6 4-Dr Sedan Insurance Rates

The average insurance prices for a Hyundai Genesis 4.6 4-Dr Sedan are $1,540 every 12 months with full coverage. Comprehensive insurance costs approximately $396 a year, collision costs $698, and liability insurance costs around $310. Buying just liability costs as low as $370 a year, with insurance for high-risk drivers costing $3,316 or more. Teen drivers cost the most to insure at $5,422 a year or more.

Annual premium for full coverage: $1,540

Policy rates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Genesis Trim Level

These price differences demonstrate why it is important for drivers to compare prices using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Hyundai Genesis 4.6 4-Dr Sedan also range considerably based on liability limits and deductibles, your driving record, and the replacement cost of your Genesis.

Choosing high deductibles could cut rates by as much as $730 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $279 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,800 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 131% more than average. View High Risk Driver Rates

Your home state has a huge impact on Hyundai Genesis 4.6 4-Dr Sedan insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be varied.

View Chart as Image

The chart above shows Hyundai Genesis 4.6 4-Dr Sedan insurance rates for different coverage choices and risks. The lowest rate with discounts is $869. Drivers who choose higher $1,000 deductibles will pay $1,292. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,540. Choosing low $100 deductibles for comp and collision coverage could cost up to $2,022. High risk drivers could be charged around $3,316. The cost for full coverage for a teenager can be as high as $5,422.

View Chart as Image