Hyundai Santa Fe GLS 2WD Insurance Rates

Estimated insurance rates for a Hyundai Santa Fe GLS 2WD are $1,256 a year for full coverage insurance. Comprehensive insurance costs an estimated $258 each year, collision insurance costs $476, and liability insurance costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs $2,712 or more. Teenage drivers pay the most at up to $4,718 a year.

Annual premium for full coverage: $1,256

Premium estimates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Santa Fe Trim Level

These rate differences illustrate why all drivers should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Hyundai Santa Fe GLS 2WD also have a wide range based on the actual cash value of your Santa Fe, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,500 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,700 a year. View Rates by Age

Where you choose to live has a huge impact on Hyundai Santa Fe GLS 2WD insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $490 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out who has the best car insurance prices is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted rates will be substantially different.

View Chart as Image

The chart estimates Hyundai Santa Fe GLS 2WD insurance prices for various risks and coverage choices. The lowest price with discounts is $730. Drivers who use higher $1,000 deductibles will pay $1,090. The average price for a driver around age 40 using $500 deductibles is $1,256. Using lower $100 deductibles for physical damage coverage could cost up to $1,580. Drivers with multiple violations and accidents could be charged up to $2,712. The policy rate for full coverage for a teenage driver can be as high as $4,718.

View Chart as Image