Hyundai Sonata GLS 4-Dr Sedan Insurance Rates

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U.S. average insurance prices for a Hyundai Sonata GLS 4-Dr Sedan are $1,382 every 12 months including full coverage. Comprehensive insurance costs around $284, collision costs $508, and liability costs around $410. Liability-only coverage costs as low as $486 a year, with high-risk coverage costing $2,982 or more. Teenage drivers pay the highest rates at $5,206 a year or more.

Annual premium for full coverage: $1,382

Price estimates for type of coverage:

Comprehensive $284
Collision $508
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Sonata Trim Level

Using a 40-year-old driver as an example, Hyundai Sonata GLS 4-Dr Sedan insurance prices go from the cheapest price of $486 for just liability coverage to the much higher price of $2,982 for a policy for a high-risk driver.

Liability Only $486
Full Coverage $1,382
High Risk $2,982

These price ranges highlight why everyone should compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

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Auto insurance rates for a Hyundai Sonata GLS 4-Dr Sedan are also quite variable based on deductibles and policy limits, your driving characteristics, and the actual cash value of your Sonata.

Using high physical damage deductibles could cut rates by as much as $530 annually, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $369 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will have to pay as much as $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at least $1,600 to $2,200 in extra premium each year, depending on your age. Hyundai Sonata GLS 4-Dr Sedan insurance for high-risk drivers can be from 42% to 129% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Hyundai Sonata GLS 4-Dr Sedan insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Since rates can be so different, the best way to figure out your exact price is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates may be quite different.

View Chart as Image

Hyundai Sonata GLS 4-Dr Sedan insurance cost comparison chart
Column chart showing Hyundai Sonata GLS 4-Dr Sedan insurance prices range from $808 to $5,206 for full coverage

The chart above shows average Hyundai Sonata GLS 4-Dr Sedan insurance rates for different coverage choices and risks. The cheapest discount rate is $808. Drivers who use higher $1,000 deductibles will pay $1,202. The average rate for a driver age 40 with no violations using $500 deductibles is $1,382. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,732. Drivers with multiple violations and accidents could be charged at least $2,982. The rate for full coverage for a 16-year-old driver can be as high as $5,206.

Hyundai Sonata GLS 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,252 -$130 -9.4%
Alaska $1,060 -$322 -23.3%
Arizona $1,148 -$234 -16.9%
Arkansas $1,382 -$0 0.0%
California $1,576 $194 14.0%
Colorado $1,320 -$62 -4.5%
Connecticut $1,420 $38 2.7%
Delaware $1,564 $182 13.2%
Florida $1,732 $350 25.3%
Georgia $1,280 -$102 -7.4%
Hawaii $990 -$392 -28.4%
Idaho $936 -$446 -32.3%
Illinois $1,028 -$354 -25.6%
Indiana $1,044 -$338 -24.5%
Iowa $934 -$448 -32.4%
Kansas $1,312 -$70 -5.1%
Kentucky $1,886 $504 36.5%
Louisiana $2,048 $666 48.2%
Maine $856 -$526 -38.1%
Maryland $1,142 -$240 -17.4%
Massachusetts $1,104 -$278 -20.1%
Michigan $2,400 $1,018 73.7%
Minnesota $1,158 -$224 -16.2%
Mississippi $1,658 $276 20.0%
Missouri $1,226 -$156 -11.3%
Montana $1,486 $104 7.5%
Nebraska $1,090 -$292 -21.1%
Nevada $1,660 $278 20.1%
New Hampshire $998 -$384 -27.8%
New Jersey $1,548 $166 12.0%
New Mexico $1,224 -$158 -11.4%
New York $1,458 $76 5.5%
North Carolina $796 -$586 -42.4%
North Dakota $1,134 -$248 -17.9%
Ohio $954 -$428 -31.0%
Oklahoma $1,420 $38 2.7%
Oregon $1,268 -$114 -8.2%
Pennsylvania $1,318 -$64 -4.6%
Rhode Island $1,846 $464 33.6%
South Carolina $1,254 -$128 -9.3%
South Dakota $1,166 -$216 -15.6%
Tennessee $1,210 -$172 -12.4%
Texas $1,666 $284 20.5%
Utah $1,022 -$360 -26.0%
Vermont $946 -$436 -31.5%
Virginia $826 -$556 -40.2%
Washington $1,068 -$314 -22.7%
West Virginia $1,268 -$114 -8.2%
Wisconsin $958 -$424 -30.7%
Wyoming $1,232 -$150 -10.9%

View Chart as Image

Hyundai Sonata GLS 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Hyundai Sonata GLS 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,206
20 $3,190
30 $1,438
40 $1,382
50 $1,264
60 $1,240

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Sonata GLS 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,732
$250 $1,570
$500 $1,382
$1,000 $1,202

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Sonata GLS 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,382
50/100 $1,464
100/300 $1,567
250/500 $1,833
100 CSL $1,505
300 CSL $1,731
500 CSL $1,895

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Sonata GLS 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,402
20 $5,064
30 $3,042
40 $2,982
50 $2,844
60 $2,820

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $189

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $71
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $88
Paid in Full/EFT $61
Advance Quote $67
Online Quote $96
Total Discounts $574
Rate after discounts $808

Discounts are estimated and may not be available from every company or in every state.

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