Infiniti M45 X AWD 4-Dr Insurance Rates

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Average insurance prices for an Infiniti M45 X AWD 4-Dr are $1,740 every 12 months with full coverage. Comprehensive insurance costs around $424 each year, collision insurance costs $794, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $3,762 or more. Teen drivers receive the highest rates at up to $6,206 a year.

Annual premium for full coverage: $1,740

Rate estimates for individual coverage:

Comprehensive $424
Collision $794
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Infiniti M45 Trim Level

For the average driver, prices range from the cheapest price of $430 for basic liability insurance to a high rate of $3,762 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,740
High Risk $3,762

These differences demonstrate why all drivers should compare rates for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Car insurance rates for an Infiniti M45 X AWD 4-Dr can also vary considerably based on policy deductibles and limits, your driving record, and the actual cash value of your M45.

Choosing high deductibles could save up to $820 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,600 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $6,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $2,100 to $2,800 extra per year, depending on your age. Insurance for high-risk drivers can cost from 45% to 135% more than average. View High Risk Driver Rates

Where you live makes a big difference in Infiniti M45 X AWD 4-Dr insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to find out your exact price is to do a rate comparison from multiple companies. Every company uses a different rate calculation, so rate quotes can be significantly different.

View Chart as Image

Infiniti M45 X AWD 4-Dr insurance cost comparison chart
Column chart showing Infiniti M45 X AWD 4-Dr insurance prices range from $977 to $6,206 for full coverage

The chart above shows Infiniti M45 X AWD 4-Dr insurance rates for various coverage choices and risks. The cheapest discount rate is $977. Drivers who choose higher $1,000 deductibles will pay $1,462. The average rate for a driver age 40 with no violations using $500 deductibles is $1,740. Using lower $100 deductibles for comp and collision coverage can cost as much as $2,276. High risk drivers could be charged as much as $3,762. The policy rate for full coverage for a 16-year-old driver is $6,206.

Infiniti M45 X AWD 4-Dr Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,572 -$168 -9.7%
Alaska $1,332 -$408 -23.4%
Arizona $1,444 -$296 -17.0%
Arkansas $1,740 -$0 0.0%
California $1,982 $242 13.9%
Colorado $1,662 -$78 -4.5%
Connecticut $1,788 $48 2.8%
Delaware $1,970 $230 13.2%
Florida $2,176 $436 25.1%
Georgia $1,606 -$134 -7.7%
Hawaii $1,250 -$490 -28.2%
Idaho $1,178 -$562 -32.3%
Illinois $1,296 -$444 -25.5%
Indiana $1,310 -$430 -24.7%
Iowa $1,174 -$566 -32.5%
Kansas $1,654 -$86 -4.9%
Kentucky $2,372 $632 36.3%
Louisiana $2,574 $834 47.9%
Maine $1,074 -$666 -38.3%
Maryland $1,434 -$306 -17.6%
Massachusetts $1,390 -$350 -20.1%
Michigan $3,022 $1,282 73.7%
Minnesota $1,454 -$286 -16.4%
Mississippi $2,084 $344 19.8%
Missouri $1,542 -$198 -11.4%
Montana $1,868 $128 7.4%
Nebraska $1,370 -$370 -21.3%
Nevada $2,084 $344 19.8%
New Hampshire $1,254 -$486 -27.9%
New Jersey $1,944 $204 11.7%
New Mexico $1,540 -$200 -11.5%
New York $1,830 $90 5.2%
North Carolina $1,002 -$738 -42.4%
North Dakota $1,424 -$316 -18.2%
Ohio $1,200 -$540 -31.0%
Oklahoma $1,786 $46 2.6%
Oregon $1,592 -$148 -8.5%
Pennsylvania $1,658 -$82 -4.7%
Rhode Island $2,320 $580 33.3%
South Carolina $1,576 -$164 -9.4%
South Dakota $1,468 -$272 -15.6%
Tennessee $1,522 -$218 -12.5%
Texas $2,096 $356 20.5%
Utah $1,288 -$452 -26.0%
Vermont $1,190 -$550 -31.6%
Virginia $1,042 -$698 -40.1%
Washington $1,344 -$396 -22.8%
West Virginia $1,594 -$146 -8.4%
Wisconsin $1,204 -$536 -30.8%
Wyoming $1,550 -$190 -10.9%

View Chart as Image

Infiniti M45 X AWD 4-Dr insurance rates by U.S. city

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Rates by Driver Age

Infiniti M45 X AWD 4-Dr Insurance Rates by Driver Age
Driver Age Premium
16 $6,206
20 $4,010
30 $1,834
40 $1,740
50 $1,582
60 $1,552

Full coverage, $500 deductibles

Rates by Deductible

Infiniti M45 X AWD 4-Dr Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,276
$250 $2,028
$500 $1,740
$1,000 $1,462

Full coverage, driver age 40

Rates by Liability Limit

Infiniti M45 X AWD 4-Dr Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,740
50/100 $1,813
100/300 $1,904
250/500 $2,140
100 CSL $1,849
300 CSL $2,049
500 CSL $2,195

Full coverage, driver age 40

Rates for High Risk Drivers

Infiniti M45 X AWD 4-Dr Insurance Rates for High Risk Drivers
Age Premium
16 $8,916
20 $6,378
30 $3,868
40 $3,762
50 $3,586
60 $3,554

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $245

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $95
Multi-vehicle $89
Homeowner $23
5-yr Accident Free $138
5-yr Claim Free $114
Paid in Full/EFT $87
Advance Quote $90
Online Quote $127
Total Discounts $763
Rate after discounts $977

Discounts are estimated and may not be available from every company or in every state.

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