Jaguar XF Luxury 4-Dr Sedan Insurance Rates

Average insurance prices for a Jaguar XF Luxury 4-Dr Sedan are $1,740 every 12 months with full coverage. Comprehensive insurance costs around $424, collision costs $794, and liability coverage costs $364. Just liability insurance costs as little as $430 a year, with coverage for high-risk drivers costing $3,762 or more. Teen drivers receive the highest rates at $6,206 a year or more.

Annual premium for full coverage: $1,740

Rate estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jaguar XF Trim Level

These differences demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for a Jaguar XF Luxury 4-Dr Sedan can also vary considerably based on policy deductibles and limits, your driving record, and the actual cash value of your XF.

Choosing high deductibles could save up to $820 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,600 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $6,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $2,100 to $2,800 additional per year, depending on your age. High-risk driver insurance can cost around 45% to 135% more than average. View High Risk Driver Rates

Where you live makes a big difference in Jaguar XF Luxury 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to find out your exact price is to compare rates and see how they stack up. Every company uses a different rate calculation, and rates can be significantly different.

View Chart as Image

The chart above shows Jaguar XF Luxury 4-Dr Sedan insurance rates for different coverage choices and risks. The cheapest rate with discounts is $977. Drivers who choose higher $1,000 deductibles will pay $1,462. The average rate for a driver age 40 with no violations using $500 deductibles is $1,740. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $2,276. High risk drivers could be charged as much as $3,762. The price for full coverage for a 16-year-old driver is $6,206.

View Chart as Image