Jeep Compass Limited 4WD Insurance Rates
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U.S. average auto insurance rates for a Jeep Compass Limited 4WD are $1,374 annually including full coverage. Comprehensive costs around $312 each year, collision insurance costs $540, and liability insurance costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $2,958. Teenage drivers pay the highest rates at up to $5,050 a year.
Annual premium for full coverage: $1,374
Price estimates for individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Jeep Compass Trim Level
For a driver around age 40, Jeep Compass Limited 4WD insurance prices range from as cheap as $430 for basic liability insurance to a high rate of $2,958 for a high-risk insurance policy.
Geographic Price Range
Where you live has a significant impact on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
These price ranges highlight why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than relying on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Jeep Compass Limited 4WD Insurance
Insurance prices for a Jeep Compass Limited 4WD are also quite variable based on the actual cash value of your Compass, your driving characteristics, and deductibles and policy limits.
More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying at least $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $570 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Jeep Compass Limited 4WD insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Since prices can be so different, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate prices, and rates may be quite different between companies.
The chart above shows average Jeep Compass Limited 4WD insurance prices for various situations. The lowest price with discounts is $795. Drivers who use higher $1,000 deductibles will pay about $1,182. The average price for a driver age 40 with no violations using $500 deductibles is $1,374. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $1,750. Drivers with multiple violations and accidents could be charged at least $2,958. The policy rate for full coverage insurance for a 16-year-old driver can be as high as $5,050.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$101|
|5-yr Claim Free||$88|
|Paid in Full/EFT||$63|
Discounts are estimated and may not be available from every company or in every state.