Kia Soul Plus Insurance Rates

Average insurance prices for a Kia Soul Plus are $1,328 every 12 months for full coverage. Comprehensive insurance costs approximately $298, collision insurance costs $508, and liability insurance costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs $2,858 or more. Teen drivers receive the highest rates at up to $4,906 a year.

Annual premium for full coverage: $1,328

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Kia Soul Trim Level

These differences show why everyone should compare rates using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Kia Soul Plus can also vary considerably based on policy deductibles and limits, your driver profile, and the replacement cost of your Soul.

Choosing high deductibles could save up to $540 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,100 extra per year, depending on your age. Kia Soul Plus insurance for high-risk drivers can cost anywhere from 43% to 135% more than average. View High Risk Driver Rates

Where you live makes a big difference in Kia Soul Plus insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different.

View Chart as Image

Chart shows Kia Soul Plus insurance rates for various coverage choices and risks. The lowest rate with discounts is $769. Drivers who choose higher $1,000 deductibles will pay $1,146. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,328. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,684. High risk drivers could be charged as much as $2,858. The rate for full coverage for a teenager is $4,906.

View Chart as Image