Kia Soul Sport Insurance Rates

Average auto insurance rates for a Kia Soul Sport are $1,388 annually for full coverage. Comprehensive costs around $326, collision insurance costs $540, and liability coverage costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs around $2,982. Teen drivers receive the highest rates at up to $5,070 a year.

Annual premium for full coverage: $1,388

Rate estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Kia Soul Trim Level

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have fewer accident claims than larger metro areas. The price range example below illustrates how location impacts auto insurance rates.

These differences show why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Kia Soul Sport can also vary considerably based on the model year of your Soul, your driver profile, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will have to pay as much as $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,600 to $2,200 in extra premium per year, depending on your age. High-risk driver insurance can cost around 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $580 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Kia Soul Sport insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to know your exact price is to compare prices and see how they stack up. Every company uses a different rate calculation, and quoted rates can be significantly different between companies.

View Chart as Image

Chart shows Kia Soul Sport insurance prices for various situations. The cheapest price with discounts is $803. Drivers who choose higher $1,000 deductibles will pay about $1,192. The average price for a driver age 40 with no violations using $500 deductibles is $1,388. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,770. High risk drivers could be charged as much as $2,982. The price for full coverage insurance for a 16-year-old driver is $5,070.

View Chart as Image