Land Rover LR2 HSE Insurance Rates

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Estimated auto insurance rates for a Land Rover LR2 HSE are $1,508 annually including full coverage. Comprehensive costs around $382 each year, collision costs $604, and liability insurance costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,228. Teen drivers pay the most at $5,404 a year or more.

Annual premium for full coverage: $1,508

Premium estimates for individual coverage:

Comprehensive $382
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Land Rover LR2 Trim Level

For a driver around age 40, insurance rates for a Land Rover LR2 HSE go from as cheap as $430 for minimum levels of liability insurance to a high rate of $3,228 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,508
High Risk $3,228

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,131
Small Cities $1,583
Large Cities $2,036

These rate differences highlight why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Land Rover LR2 HSE also have a wide range based on the replacement cost of your LR2, your driving characteristics, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $5,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,700 to $2,400 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 126% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $660 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Land Rover LR2 HSE insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates will be substantially different between companies.

View Chart as Image

Land Rover LR2 HSE insurance cost comparison chart
Column chart showing Land Rover LR2 HSE insurance prices range from $869 to $5,404 for full coverage

The chart above shows average Land Rover LR2 HSE insurance prices for different situations. The lowest price with discounts is $869. Drivers who choose higher $1,000 deductibles will pay about $1,282. The average price for a driver age 40 with no violations using $500 deductibles is $1,508. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,938. High risk drivers could be charged up to $3,228. The policy rate for full coverage insurance for a 16-year-old driver is $5,404.

Land Rover LR2 HSE Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,364 -$144 -9.5%
Alaska $1,154 -$354 -23.5%
Arizona $1,252 -$256 -17.0%
Arkansas $1,508 -$0 0.0%
California $1,718 $210 13.9%
Colorado $1,440 -$68 -4.5%
Connecticut $1,550 $42 2.8%
Delaware $1,706 $198 13.1%
Florida $1,886 $378 25.1%
Georgia $1,394 -$114 -7.6%
Hawaii $1,084 -$424 -28.1%
Idaho $1,018 -$490 -32.5%
Illinois $1,122 -$386 -25.6%
Indiana $1,134 -$374 -24.8%
Iowa $1,018 -$490 -32.5%
Kansas $1,432 -$76 -5.0%
Kentucky $2,056 $548 36.3%
Louisiana $2,232 $724 48.0%
Maine $930 -$578 -38.3%
Maryland $1,244 -$264 -17.5%
Massachusetts $1,206 -$302 -20.0%
Michigan $2,620 $1,112 73.7%
Minnesota $1,260 -$248 -16.4%
Mississippi $1,806 $298 19.8%
Missouri $1,338 -$170 -11.3%
Montana $1,618 $110 7.3%
Nebraska $1,190 -$318 -21.1%
Nevada $1,808 $300 19.9%
New Hampshire $1,086 -$422 -28.0%
New Jersey $1,686 $178 11.8%
New Mexico $1,334 -$174 -11.5%
New York $1,588 $80 5.3%
North Carolina $870 -$638 -42.3%
North Dakota $1,234 -$274 -18.2%
Ohio $1,040 -$468 -31.0%
Oklahoma $1,548 $40 2.7%
Oregon $1,380 -$128 -8.5%
Pennsylvania $1,438 -$70 -4.6%
Rhode Island $2,010 $502 33.3%
South Carolina $1,366 -$142 -9.4%
South Dakota $1,270 -$238 -15.8%
Tennessee $1,320 -$188 -12.5%
Texas $1,816 $308 20.4%
Utah $1,116 -$392 -26.0%
Vermont $1,032 -$476 -31.6%
Virginia $904 -$604 -40.1%
Washington $1,166 -$342 -22.7%
West Virginia $1,382 -$126 -8.4%
Wisconsin $1,044 -$464 -30.8%
Wyoming $1,344 -$164 -10.9%

View Chart as Image

Land Rover LR2 HSE insurance rates by U.S. city

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Rates by Driver Age

Land Rover LR2 HSE Insurance Rates by Driver Age
Driver Age Premium
16 $5,404
20 $3,428
30 $1,582
40 $1,508
50 $1,372
60 $1,344

Full coverage, $500 deductibles

Rates by Deductible

Land Rover LR2 HSE Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,938
$250 $1,740
$500 $1,508
$1,000 $1,282

Full coverage, driver age 40

Rates by Liability Limit

Land Rover LR2 HSE Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,508
50/100 $1,581
100/300 $1,672
250/500 $1,908
100 CSL $1,617
300 CSL $1,817
500 CSL $1,963

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover LR2 HSE Insurance Rates for High Risk Drivers
Age Premium
16 $7,726
20 $5,440
30 $3,312
40 $3,228
50 $3,074
60 $3,044

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $204

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $112
5-yr Claim Free $97
Paid in Full/EFT $71
Advance Quote $74
Online Quote $108
Total Discounts $639
Rate after discounts $869

Discounts are estimated and may not be available from every company or in every state.

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