Lincoln MKS Ecoboost AWD 4-Dr Sedan Insurance Rates

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Estimated auto insurance rates for a Lincoln MKS Ecoboost AWD 4-Dr Sedan are $1,618 annually for full coverage insurance. Comprehensive insurance costs an estimated $410, collision costs $762, and liability coverage costs $310. A liability-only policy costs as little as $370 a year, with high-risk insurance costing $3,494 or more. Teen drivers pay the most at $5,690 a year or more.

Annual premium for full coverage: $1,618

Premium estimates broken down by type of insurance:

Comprehensive $410
Collision $762
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lincoln MKS Trim Level

For a 40-year-old driver, insurance rates for a Lincoln MKS Ecoboost AWD 4-Dr Sedan go from as cheap as $370 for a discount liability-only rate to a much higher rate of $3,494 for high-risk insurance.

Liability Only $370
Full Coverage $1,618
High Risk $3,494

These rate differences illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Lincoln MKS Ecoboost AWD 4-Dr Sedan Insurance

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Auto insurance rates for a Lincoln MKS Ecoboost AWD 4-Dr Sedan also have a wide range based on the replacement cost of your MKS, your risk profile, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay at least $5,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,900 to $2,500 in extra premium annually, depending on your age. High-risk driver insurance can cost around 44% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $790 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $279 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Lincoln MKS Ecoboost AWD 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Every company uses a different rate calculation, and quoted rates will be substantially different between companies.

View Chart as Image

Lincoln MKS Ecoboost AWD 4-Dr Sedan insurance cost comparison chart
Column chart showing Lincoln MKS Ecoboost AWD 4-Dr Sedan insurance prices range from $903 to $5,690 for full coverage

The chart estimates Lincoln MKS Ecoboost AWD 4-Dr Sedan insurance prices for different situations. The cheapest price with discounts is $903. Drivers who choose higher $1,000 deductibles will pay about $1,352. The average price for a driver around age 40 using $500 deductibles is $1,618. Using more expensive $100 deductibles for physical damage coverage can cost as much as $2,134. High risk drivers could be charged up to $3,494. The price for full coverage for a teenage driver is $5,690.

Lincoln MKS Ecoboost AWD 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,460 -$158 -9.8%
Alaska $1,238 -$380 -23.5%
Arizona $1,340 -$278 -17.2%
Arkansas $1,618 -$0 0.0%
California $1,842 $224 13.8%
Colorado $1,544 -$74 -4.6%
Connecticut $1,660 $42 2.6%
Delaware $1,828 $210 13.0%
Florida $2,018 $400 24.7%
Georgia $1,494 -$124 -7.7%
Hawaii $1,160 -$458 -28.3%
Idaho $1,096 -$522 -32.3%
Illinois $1,204 -$414 -25.6%
Indiana $1,218 -$400 -24.7%
Iowa $1,088 -$530 -32.8%
Kansas $1,536 -$82 -5.1%
Kentucky $2,204 $586 36.2%
Louisiana $2,394 $776 48.0%
Maine $996 -$622 -38.4%
Maryland $1,332 -$286 -17.7%
Massachusetts $1,288 -$330 -20.4%
Michigan $2,804 $1,186 73.3%
Minnesota $1,354 -$264 -16.3%
Mississippi $1,936 $318 19.7%
Missouri $1,434 -$184 -11.4%
Montana $1,734 $116 7.2%
Nebraska $1,274 -$344 -21.3%
Nevada $1,938 $320 19.8%
New Hampshire $1,164 -$454 -28.1%
New Jersey $1,806 $188 11.6%
New Mexico $1,430 -$188 -11.6%
New York $1,702 $84 5.2%
North Carolina $930 -$688 -42.5%
North Dakota $1,324 -$294 -18.2%
Ohio $1,114 -$504 -31.1%
Oklahoma $1,658 $40 2.5%
Oregon $1,482 -$136 -8.4%
Pennsylvania $1,538 -$80 -4.9%
Rhode Island $2,154 $536 33.1%
South Carolina $1,466 -$152 -9.4%
South Dakota $1,362 -$256 -15.8%
Tennessee $1,412 -$206 -12.7%
Texas $1,948 $330 20.4%
Utah $1,196 -$422 -26.1%
Vermont $1,104 -$514 -31.8%
Virginia $968 -$650 -40.2%
Washington $1,246 -$372 -23.0%
West Virginia $1,482 -$136 -8.4%
Wisconsin $1,116 -$502 -31.0%
Wyoming $1,440 -$178 -11.0%

View Chart as Image

Lincoln MKS Ecoboost AWD 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Lincoln MKS Ecoboost AWD 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,690
20 $3,722
30 $1,710
40 $1,618
50 $1,472
60 $1,446

Full coverage, $500 deductibles

Rates by Deductible

Lincoln MKS Ecoboost AWD 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,134
$250 $1,894
$500 $1,618
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Lincoln MKS Ecoboost AWD 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,618
50/100 $1,680
100/300 $1,758
250/500 $1,959
100 CSL $1,711
300 CSL $1,882
500 CSL $2,006

Full coverage, driver age 40

Rates for High Risk Drivers

Lincoln MKS Ecoboost AWD 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $8,190
20 $5,912
30 $3,600
40 $3,494
50 $3,328
60 $3,298

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $228

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $89
Multi-vehicle $82
Homeowner $21
5-yr Accident Free $130
5-yr Claim Free $106
Paid in Full/EFT $83
Advance Quote $85
Online Quote $119
Total Discounts $715
Rate after discounts $903

Discounts are estimated and may not be available from every company or in every state.

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